Listed at
$225,000
$115/sqft

165 W 5th Street

165 W 5th Street, Cottonwood, MN, 56229
3  Bedrooms2  Bathrooms1,960  Square Feet0.194  Acres
Days on market6
Year built1910
Garage spaces1
TypeResidential
Est. $3,750buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Spacious, versatile, and filled with spaces made to be enjoyed, this Cottonwood home offers a fantastic layout with beautiful lake views right across the road! The main floor truly steals the show, beginning with a large front entry that opens into an expansive living area with plenty of room to create multiple seating areas, a play space, or whatever best fits your lifestyle. The generous dining area flows directly to the back deck and into the open-concept kitchen, featuring solid wood cabinetry, stainless steel appliances, abundant countertop space, and plenty of room for cooking and entertaining. A convenient service door from the kitchen provides a second access point to the back deck, making indoor-outdoor entertaining incredibly easy. A full bathroom is located just off the kitchen and a dedicated main floor laundry room is just around the corner, too! Upstairs, you’ll find three spacious bedrooms and a 3/4 bathroom. The primary bedroom was created by combining two former bedrooms, resulting in an impressively sized retreat with two closets and multiple entry points. The space could also be converted back into two bedrooms if desired, offering the potential for a four-bedroom layout. The lower level adds even more flexibility with room for a second family room, workout area, workshop, craft room, or hobby space, along with a separate area for mechanicals and additional storage. Outside, enjoy a large covered front deck overlooking the lake across the road, plus a backyard designed to be enjoyed with another spacious deck, firepit, storage shed, garden area, and plenty of yard space. Additional features include an attached one-stall garage, forced-air heat, central air, updated sewer stack, water softener, updated water heater, and a roof replaced in 2023. With some fresh paint and your own finishing touches, this spacious home offers an incredible amount of flexibility, functionality, and potential inside and out.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1910
LevelsTwo
Living area1,960 sqft
Above-grade finished1,960 sqft
Below-grade finished0 sqft
Lot size0.194 acres (50x170)
Days on market6
ListedSep 22, 2026
MLS #NST7145114
CountyLyon
Parcel #221480290

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
1 space · 12x24 · 288 sqft
Parking features
Attached Garage
Patio & porch
Covered, Deck, Front Porch, Patio
Exterior features
Cement Board
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Poured Concrete · 1,236 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1910

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Propane
Electric
Circuit Breakers, 150 Amp Service

Community & HOA

HOA
No HOA
School district
2167 - Lakeview
High school district
Lakeview

Financial & listing details

Annual tax
$2,716 (2026)
Tax with assessments
2766
Listed
Sep 22, 2026
Days on market
6
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Full, Storage Space, Sump Pump, Unfinished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level, Sink
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningEat In Kitchen, Informal Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Porch, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorCement Board
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete
Foundation area1,236 sqft
Patio/porchCovered, Deck, Front Porch, Patio
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelPropane

Parking & garage

ParkingAttached Garage
Garage spaces1
Garage size288 sqft

Financial details

Annual taxes$2,716
Tax year2026
Taxes w/ assessments2766
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2167 - Lakeview
District number2167
District phone5074235164
High schoolLakeview
SODL flat fee brokerage
$3,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,484/mo
Principal & interest$1,182
Property taxes$226
Home insurance (est.)$75
%
$45,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

165 W 5th Street, Cottonwood, MN, 56229

Comparable homes

Listing information

MLS #NST7145114
StatusActive
Last updatedSep 23, 2026, 10:08 AM
Originally listedSep 22, 2026, 9:50 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.