Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $820 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 118 days.

Listed at

$515,000

$298/sqft

Northland Heights

1325 Iris Lane, Saint Joseph, MN, 56374

3 Bedrooms2 Bathrooms1,728 Square Feet0.268 Acres

Days on market118

Year built2026

Garage spaces3

TypeResidential

Est. $12,450buyer credit when you buy with SODL

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About this home

This one-of-a-kind patio home is thoughtfully designed for comfortable one-level living with no steps & features in-floor heat, 3 bedrooms, 2 bathrooms, & a spacious 3-stall garage. The exterior showcases maintenance-free steel siding accented by a luxurious stone front, along with a concrete driveway, sidewalk & front porch for lasting curb appeal. Inside, the welcoming front entry offers a built-in bench with hooks for coats and guests’ belongings, plus convenient storage with a hall closet and dedicated broom/vacuum cabinet. The kitchen features a center island with quartz countertops, custom knotty alder cabinetry, stainless steel appliances, and a walk-in pantry complete with built-in counter space for small appliances. The dining area flows seamlessly into the covered screened porch and adjoining concrete patio, creating the perfect setup for indoor and outdoor entertaining, while the inviting living room is highlighted by a stunning floor-to-ceiling stone electric fireplace. Guests will appreciate the full bathroom, while the private owner’s suite offers a spacious walk-in closet and a spa-inspired en-suite with a roll-in tiled shower & dual-sink vanity. The laundry/mudroom includes a washer and dryer, utility sink, abundant cabinetry, and an additional bench/hooks for everyday convenience, along with a walk-in closet that also doubles as a secure safe room. The insulated garage includes a floor drain and professionally power-troweled concrete floors, while outside you’ll enjoy a fully seeded yard, in-ground sprinkler system, & landscaping—all included with this exceptional brand-new home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2026

LevelsOne

Living area1,728 sqft

Above-grade finished1,728 sqft

Below-grade finished0 sqft

Lot size0.268 acres (73x166x51x172)

Days on market118

ListedMay 21, 2026

New constructionYes

MLS #NST7078936

CountyStearns

SubdivisionNorthland Heights

Parcel #84537360077

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: In-Floor Heating
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 33x24 · 787 sqft
Parking features: Attached Garage, Concrete, Floor Drain, Garage Door Opener, Insulated Garage
Patio & porch: Covered, Front Porch, Patio, Rear Porch, Screened
Exterior features: Stone, Steel Siding
Lot size: 0.268 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block, Slab · 1,728 sqft
Roof: Age 8 Years or Less, Asphalt
Builder: KLEIN BUILDERS INC
New construction: Yes

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Northland Heights
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $820 (2026)
Listed: May 21, 2026
Days on market: 118 · 62 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingIn-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryMain Level, Sink

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

AmenitiesKitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Porch, In-Ground Sprinkler, Walk-In Closet

AccessibilityNo Stairs External, No Stairs Internal, Roll-In Shower

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Steel Siding

RoofAge 8 Years or Less, Asphalt

FoundationBlock, Slab

Foundation area1,728 sqft

Patio/porchCovered, Front Porch, Patio, Rear Porch, Screened

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Garage Door Opener, Insulated Garage

Garage spaces3

Garage size787 sqft

Financial details

Annual taxes$820

Tax year2026

Taxes w/ assessments820

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$12,450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,947/mo

Principal & interest$2,707

Property taxes$68

Home insurance (est.)$172

Down payment

$103,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.