Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,176 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 95 days.

Listed at

$469,900

$287/sqft

Northland Heights

1308 Iris Lane, Saint Joseph, MN, 56374

3 Bedrooms2 Bathrooms1,640 Square Feet0.53 Acres

Days on market95

Year built2024

Garage spaces3

TypeResidential

Est. $11,097buyer credit when you buy with SODL

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About this home

Fantastic Patio Home on a half acre lot with no backyard neighbors in St. Joseph! Home offers 3 bedrooms with a primary bedroom walk in closet, private 3/4 bathroom ensuite with tile shower, and dual sinks. Open Kitchen/Dining/Living room floorplan. Dining room walks out to concrete patio and awesome backyard with storage shed for your toys, gardening tools, or lawn care accessories. The finished garage is heated, insulated, with a floor drain, and extra 12'x10' storage area on the third stall! Enjoy relaxing in your screened in porch or take in the sunsets from your covered front porch!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2024

LevelsOne

Living area1,640 sqft

Above-grade finished1,640 sqft

Below-grade finished0 sqft

Lot size0.53 acres (70x261x104x258)

Days on market95

ListedDec 31, 2025

MLS #NST7003622

CountyStearns

SubdivisionNorthland Heights

Parcel #84537360082

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 32x26 and 12x10 Storage area · 1,000 sqft
Parking features: Attached Garage, Asphalt, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch: Front Porch, Patio, Rear Porch, Screened
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block, Slab · 1,640 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 2024

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Northland Heights
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $5,176 (2026)
Listed: Dec 31, 2025
Days on market: 95 · 52 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air, In-Floor Heating

CoolingCentral Air

LaundryLaundry Room, Main Level, Sink

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

DiningInformal Dining Room

AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Walk-In Closet

AccessibilityDoors 36"+, Hallways 42"+, No Stairs External, No Stairs Internal

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Architectural Shingle

FoundationBlock, Slab

Foundation area1,640 sqft

Patio/porchFront Porch, Patio, Rear Porch, Screened

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces3

Garage size1,000 sqft

Financial details

Annual taxes$5,176

Tax year2026

Taxes w/ assessments5176

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$11,097Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,097

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,057/mo

Principal & interest$2,470

Property taxes$431

Home insurance (est.)$157

Down payment

$93,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.