Does this property have an HOA?

Yes. The HOA fee is $150 per month.

What are the annual property taxes?

Annual property taxes are $4,744 (2024).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 159 days.

Pending

$409,900

$198/sqft

Clearwater Estates 5

132 Goldfinch Lane, Clearwater, MN, 55320

3 Bedrooms2 Bathrooms2,066 Square Feet0.194 Acres

Days on market159

Year built2004

Garage spaces3

HOA / month$150

TypeResidential

Est. $9,297buyer credit when you buy with SODL

About this home

This home has it all. 2066 Sq Feet of finished living area all on one level . 3 bedroom/2 baths, pier style fireplace. Total open floor plan, kitchen with large island and lots of cabinets. In floor heat, on demand hot water heater, whirl pool garden tub in master. Three car heated garage, 3 season porch, This home also comes with many perks such as gathering with friends and neighbors at the club house, utilize the exercise room, swim or sit by the out door pool, or enjoy a walk at the park overlooking the beautiful Mississippi River. So much more hurry experience the ultimate worry free living! on this one.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2004

LevelsOne

Living area2,066 sqft

Above-grade finished2,066 sqft

Below-grade finished0 sqft

Lot size0.194 acres (88x92)

Days on market159

ListedJul 2, 2025

MLS #NST6748964

CountyWright

SubdivisionClearwater Estates 5

Parcel #104027001020

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: In-Floor Heating
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer

Property

Levels / stories: One
Garage: 3 spaces · 730 sqft
Parking features: Attached Garage
Patio & porch: Porch, Screened
Pool: Below Ground, Shared
Lot size: 0.194 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 2,066 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2004

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Clearwater Estates 5
HOA: $150/month
HOA name: Cities Management CO
HOA phone: 6123818600
HOA includes: Internet, Professional Mgmt, Sanitation, Shared Amenities
School district: St. Cloud

Financial & listing details

Annual tax: $4,744 (2024)
Listed: Jul 2, 2025
Days on market: 159
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingIn-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer

AccessibilitySoaking Tub

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area2,066 sqft

Patio/porchPorch, Screened

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size730 sqft

Financial details

Annual taxes$4,744

Tax year2024

Taxes w/ assessments4744

Assessment pendingNo

HOA fee$150

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$9,297Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,297

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,836/mo

Principal & interest$2,154

Property taxes$395

Home insurance (est.)$137

HOA fees$150

Down payment

$81,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.