Listed at
$425,000
$236/sqft

Clearwater Estates 3

108 Goldfinch Lane, Clearwater, MN, 55320
3  Bedrooms2  Bathrooms1,801  Square Feet0.347  Acres
Days on market229
Year built2007
Garage spaces2
HOA / month$165
TypeResidential
Est. $9,750buyer credit when you buy with SODL
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About this home

Welcome home to peaceful single-level living along the scenic Mississippi River! This inviting 3-bedroom, 2-bath home offers 1,801 square feet of comfort and charm. The open layout features a cozy gas fireplace and beautiful built-ins that anchor the living room, while a wall of windows and sliding doors frame tranquil river views that change with the seasons. The spacious primary suite is a retreat of its own, complete with a dual-sink vanity and a generous walk-in closet. Step outside to your paver patio, where a soothing fountain sets the tone for quiet mornings or sunset gatherings with friends. Clearwater Estates is more than a neighborhood—it’s a community. Enjoy access to a clubhouse for cards, yoga or a dip in the pool! Meet neighbors or friends for a round of disc golf. Whether you’re relaxing indoors or taking in the natural beauty of the river behind your home, this is a place where life feels just right.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2007
LevelsOne
Living area1,801 sqft
Above-grade finished1,801 sqft
Below-grade finished0 sqft
Lot size0.347 acres (103x203x52x189)
Days on market229
ListedFeb 10, 2026
MLS #NST7019546
CountyWright
SubdivisionClearwater Estates 3
Parcel #104022001020

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Central Vacuum, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 21x21 · 380 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch
Other, Patio
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
1,801 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2007

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Clearwater Estates 3
HOA
$165/month
HOA name
Cities Management
HOA phone
6123818600
HOA includes
Internet, Other, Sanitation, Shared Amenities
HOA amenities
Lobby Entrance, Other, Patio

Financial & listing details

Annual tax
$4,280 (2025)
Listed
Feb 10, 2026
Days on market
229 · 128 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Central Vacuum, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Breakfast Area, Informal Dining Room
AmenitiesCable, Ceiling Fan(s), French Doors, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Multiple Phone Lines, Natural Woodwork, Patio, Paneled Doors, Panoramic View, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityDoor Lever Handles, No Stairs External, No Stairs Internal, Solar Tube(s)
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,801 sqft
Patio/porchOther, Patio
Lot featuresTree Coverage - Medium, Underground Utilities
Road frontagePaved Streets, Street Lights
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size380 sqft

Financial details

Annual taxes$4,280
Tax year2025
Taxes w/ assessments4280
Assessment pendingNo
HOA fee$165
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$9,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,897/mo
Principal & interest$2,234
Property taxes$357
Home insurance (est.)$142
HOA fees$165
%
$85,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

108 Goldfinch Lane, Clearwater, MN, 55320

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Listing information

MLS #NST7019546
StatusPending
Last updatedApr 8, 2026, 1:27 PM
Originally listedFeb 12, 2026, 12:00 AM
Listing officeExit Realty Nexus

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.