Pending
$209,900
$109/sqft

Centennial

1312 13th Street N, Saint Cloud, MN, 56303
3  Bedrooms2  Bathrooms1,920  Square Feet0.26  Acres
Days on market45
Year built1968
Garage spaces1
TypeResidential
Est. $3,297buyer credit when you buy with SODL

About this home

Looking for a Awesome starter home with lots of potential this is the home for you. The home is very solid structure wise and with some TLC and paint on the interior it will be a home you will be excited to call your own. Exterior has metal siding and new shingles in 2022. Home features include 3 main floor bedrooms, nice living and dining area with a patio slider door access to the deck and large fenced in backyard with a fire pit area. The lower level living area features knotty pine and the adjoining area with a egress window makes adding a 4th bedroom a realistic possibility. Recently updated Furnace, AC, Hot Water Heater.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1968
LevelsOne
Living area1,920 sqft
Above-grade finished960 sqft
Below-grade finished960 sqft
Lot size0.26 acres (75x155x147x75)
Days on market45
ListedDec 20, 2025
MLS #NST7001418
CountyStearns
SubdivisionCentennial
Parcel #82449890000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
1 space · 24x14 · 336 sqft
Parking features
Attached Garage, Asphalt, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Other structures
Storage Shed
Lot size
0.26 acres
Lot dimensions
75x155x147x75

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Concrete, Frame
Foundation
960 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1968

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service, 200+ Amp Service

Community & HOA

Subdivision
Centennial
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$2,060 (2025)
Listed
Dec 20, 2025
Days on market
45
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Concrete, Storage Space
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Electric Dryer Hookup, Lower Level, Laundry Room, Washer Hookup
AppliancesCooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesCable, Ceiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched
Foundation area960 sqft
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Light, Underground Utilities
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Garage spaces1
Garage size336 sqft

Financial details

Annual taxes$2,060
Tax year2025
Taxes w/ assessments2060
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$3,297Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,297

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,345/mo
Principal & interest$1,103
Property taxes$172
Home insurance (est.)$70
%
$41,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1312 13th Street N, Saint Cloud, MN, 56303

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Listing information

MLS #NST7001418
StatusPending
Last updatedFeb 9, 2026, 5:11 PM
Originally listedDec 26, 2025, 12:00 AM
Listing officeHaller Realty Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.