Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,934 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 4 days.

Sold / Closed

$230,850

Sold price · Closed May 7, 2026

$91/sqft

Centennial

1208 13th Street N, Saint Cloud, MN, 56303

4 Bedrooms3 Bathrooms2,463 Square Feet0.27 Acres

Days on market4

Year built1969

Garage spaces2

TypeResidential

Est. $3,747buyer credit when you buy with SODL

About this home

This spacious two-story home features 4 bedrooms on the upper level and three separate living/family room areas, offering plenty of space for relaxing and entertaining. The main floor includes a formal dining room along with a kitchen featuring an eat-in dining area. Enjoy the comfort of a cozy fireplace and the convenience of an attached two-stall garage. Major mechanical updates include a brand new furnace (2026), water heater (2026), and an electrical upgrade from fuse box to circuit breakers (2026). The roof was replaced in 2019. Home retains original 1970s carpeting, providing a great opportunity for buyers to update and build equity while enjoying a solid home with important improvements already completed.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1969

LevelsTwo

Living area2,463 sqft

Above-grade finished1,664 sqft

Below-grade finished799 sqft

Lot size0.27 acres (85x135)

Days on market4

ListedMar 24, 2026

MLS #NST7026842

CountyStearns

SubdivisionCentennial

Parcel #82449000000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Wall Oven, Washer

Property

Levels / stories: Two
Garage: 2 spaces · 24x24 · 576 sqft
Carport: 2
Parking features: Attached Garage
Patio & porch: Deck
Exterior features: Stone, Wood

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 832 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1969

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Centennial
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,934 (2025)
Tax with assessments: 2942
Listed: Mar 24, 2026
Days on market: 4
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Finished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLower Level

AppliancesCooktop, Dishwasher, Dryer, Refrigerator, Wall Oven, Washer

DiningEat In Kitchen, Informal Dining Room, Separate/Formal Dining Room

AmenitiesDeck, Kitchen Window

AccessibilityNone

Special features4 BR on One Level

Exterior & lot

ExteriorStone, Wood

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area832 sqft

Patio/porchDeck

Road frontageCurbs, Paved Streets, Sidewalks, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$2,934

Tax year2025

Taxes w/ assessments2942

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$3,747Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,747

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,501/mo

Principal & interest$1,182

Property taxes$245

Home insurance (est.)$75

Down payment

$44,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.