Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $746 (2026).

What school district is this property in?

This property is in the 2165 - Hinckley-Finlayson school district.

How long has this property been on the market?

This property has been listed for 17 days.

Listed at

$115,000

$158/sqft

Rhine Lake Ranch

12977 Appaloosa Pass, Finlayson, MN, 55735

1 Bedrooms1 Bathroom730 Square Feet2.688 Acres

Days on market17

Year built2010

ParkingGravel

TypeResidential

Est. $450buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

The best of all worlds! A spacious cabin in the woods on 2.69 acres with a creek, and shared access to Rhine Lake. You will love the high vaulted ceilings, open concept, lots of windows, wood stove, and natural woodwork. Insulated walls, floors, and roof. Brand new roof! Quiet culdesac, tree-lined driveway, wrap around deck, and bonfire area. Variety of trees and plants: Tamarack, Red Maples, River Birchs, Pines, and more! Close-in to the Twin Cities, near local amenities, parks, atv and snowmobile trails. Enjoy nearby hiking, fishing, boating, hunting, and more. Canoe, kayak, or paddleboard on Rhine Lake through the 1.62 acre shared access lot. Your piece of paradise awaits! Reach out today!

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built2010

LevelsOne

Living area730 sqft

Above-grade finished730 sqft

Below-grade finished0 sqft

Lot size2.688 acres (411x331x354x28x26x36x225)

Days on market17

ListedMay 1, 2026

MLS #NST7061676

CountyPine

SubdivisionRhine Lake Ranch

Parcel #0055043000

Facts & features

Interior

Bedrooms: 1
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Baseboard
Cooling: Wall Unit(s)
Appliances: Microwave, Range, Refrigerator

Property

Levels / stories: One
Parking features: Gravel
Patio & porch: Deck, Wrap Around
Exterior features: Engineered Wood
Waterfront: Creek/Stream, Deeded Access, Shared
Lot size: 2.688 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Pillar/Post/Pier · 730 sqft
Roof: Asphalt, Metal
Year built: 2010

Utilities

Water: None
Sewer: None
Fuel: Propane

Community & HOA

Subdivision: Rhine Lake Ranch
HOA: No HOA
School district: 2165 - Hinckley-Finlayson
High school district: Hinckley-Finlayson

Financial & listing details

Annual tax: $746 (2026)
Listed: May 1, 2026
Days on market: 17 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingBaseboard

CoolingWall Unit(s)

Fireplaces1

AppliancesMicrowave, Range, Refrigerator

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Vaulted Ceiling(s)

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorEngineered Wood

RoofAsphalt, Metal

FoundationPillar/Post/Pier

Foundation area730 sqft

Patio/porchDeck, Wrap Around

ZoningResidential-Single Family

Utilities

Water sourceNone

SewerNone

FuelPropane

Parking & garage

ParkingGravel

Garage spaces0

Garage size0 sqft

Financial details

Annual taxes$746

Tax year2026

Taxes w/ assessments746

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2165 - Hinckley-Finlayson

District number2165

District phone3203846277

High schoolHinckley-Finlayson

SODL flat fee brokerage

$450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$705/mo

Principal & interest$604

Property taxes$62

Home insurance (est.)$38

Down payment

$23,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.