Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $528 (2025).

What school district is this property in?

This property is in the 577 - Willow River school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 42 days.

No photos available

Listed at

$275,000

$293/sqft

12914 Rutledge Road

12914 Rutledge Road, Finlayson, MN, 55735

2 Bedrooms2 Bathrooms940 Square Feet5.8 Acres

Days on market42

Year built2024

Garage spaces4

TypeResidential

Est. $5,250buyer credit when you buy with SODL

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About this home

Here's your chance for simple living in Finlayson! Don't miss out on this fantastic 2024 built home on 5.8 acres. This 2 bedroom, 2 bathroom, one-level home with an attached 2 stall garage is move in ready! There is a pole barn boasting over 1,500 sq ft, perfect for a workshop or more parking for your outdoor vehicles and machinery. In the home you will find an open concept kitchen that flows into the living room with a cozy fireplace. Primary suite includes a private 3/4 bathroom and oversized closet. Front porch is perfect for enjoying a peaceful night out in nature. Attached 2 stall garage has in floor heating - perfect for MN winters! 35 miles to Mill Lacs Lake and 65 miles to Duluth. A MUST-SEE!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2024

LevelsOne

Living area940 sqft

Above-grade finished940 sqft

Below-grade finished0 sqft

Lot size5.8 acres (598x420)

Days on market42

ListedJun 15, 2026

MLS #NST7056456

CountyPine

Parcel #0050259000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: In-Floor Heating
Cooling: None
Basement: None · 0 sqft finished

Property

Levels / stories: One
Garage: 4 spaces · 480 sqft
Parking features: Attached Garage, Detached Garage
Exterior features: Vinyl
Lot size: 5.8 acres
Lot dimensions: 598x420

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,160 sqft
Year built: 2024

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Propane

Community & HOA

HOA: No HOA
School district: 577 - Willow River
High school district: Willow River

Financial & listing details

Annual tax: $528 (2025)
Tax with assessments: 518
Listed: Jun 15, 2026
Days on market: 42 · 41 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingIn-Floor Heating

CoolingNone

Fireplaces1

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationSlab

Foundation area1,160 sqft

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelPropane

Parking & garage

ParkingAttached Garage, Detached Garage

Garage spaces4

Garage size480 sqft

Financial details

Annual taxes$528

Tax year2025

Taxes w/ assessments518

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District577 - Willow River

District number577

District phone2183723131

High schoolWillow River

SODL flat fee brokerage

$5,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,581/mo

Principal & interest$1,445

Property taxes$44

Home insurance (est.)$92

Down payment

$55,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.