Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,518 (2026).

What school district is this property in?

This property is in the 2687 - Howard Lake-Waverly-Winsted school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 42 days.

Listed at

$215,000

$131/sqft

Zanders West Side Add

1230 8th Street, Howard Lake, MN, 55349

4 Bedrooms2 Bathrooms1,641 Square Feet0.207 Acres

Days on market42

Year built1977

Garage spaces2

TypeResidential

Est. $3,450buyer credit when you buy with SODL

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About this home

This well-maintained 4-bedroom, 2-bath home in Howard Lake has been lovingly cared for by its original owner since 1978. Clean and move-in ready, the home features newer mechanicals and plenty of space to enjoy both inside and out. The large deck with an overhang provides a great spot for relaxing or entertaining. A concrete driveway leads to the spacious garage, complete with durable steel roof and siding, offering excellent space for vehicles, storage, hobbies, and more. A wonderful opportunity to own a home with a long history of pride of ownership in a great Howard Lake location - at an affordable price!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1977

LevelsOne

Living area1,641 sqft

Above-grade finished1,053 sqft

Below-grade finished588 sqft

Lot size0.207 acres (80x18x92x95x104)

Days on market42

ListedAug 18, 2026

MLS #NST7125408

CountyWright

SubdivisionZanders West Side Add

Parcel #109023002030

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Baseboard, Boiler
Cooling: Wall Unit(s)
Appliances: Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Rented

Property

Levels / stories: One
Garage: 2 spaces · 576 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Patio & porch: Covered, Deck
Exterior features: Steel Siding, Vinyl
Other structures: Garage(s), Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,053 sqft
Roof: Age 8 Years or Less
Year built: 1977

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Zanders West Side Add
HOA: No HOA
School district: 2687 - Howard Lake-Waverly-Winsted
High school district: Howard Lake-Waverly-Winsted

Financial & listing details

Annual tax: $2,518 (2026)
Listed: Aug 18, 2026
Days on market: 42 · 9 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Full

HeatingBaseboard, Boiler

CoolingWall Unit(s)

LaundryIn Basement

AppliancesDishwasher, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Rented

DiningInformal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesDeck, Main Floor Primary Bedroom, Natural Woodwork, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorSteel Siding, Vinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,053 sqft

Patio/porchCovered, Deck

Lot featuresTree Coverage - Light

Road frontageCity Street, Curbs, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$2,518

Tax year2026

Taxes w/ assessments2518

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2687 - Howard Lake-Waverly-Winsted

District number2687

District phone3205433521

High schoolHoward Lake-Waverly-Winsted

SODL flat fee brokerage

$3,450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,411/mo

Principal & interest$1,130

Property taxes$210

Home insurance (est.)$72

Down payment

$43,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.