Original Howard Lake
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About this home
** Back on market due to buyer financing. FHA appraisal was completed with $250,000 value, no work orders. This home offers a fantastic blend of character, functionality, and opportunity! Inside, you’ll find 3 bedrooms, 2 bathrooms, a large kitchen with skylights, abundant cabinet storage, and plenty of counter space. The main floor laundry adds convenience, while the vaulted wood-paneled living room is filled with natural light from its many windows, creating a warm and inviting space. Additional features include forced-air heat, central air, and a basement with potential for future finishing to add even more living space. While the original build year may catch your eye, the foundation is not original—it features a modern concrete block foundation. In 2014, a licensed contractor installed a waterproofing system and sump basket, providing added peace of mind. Set on a corner lot with fencing and retaining walls, this property is ready for its next chapter!
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 half
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- Two
- Garage
- 1 space · 12x20 · 240 sqft
- Parking features
- Detached Garage, Asphalt
- Patio & porch
- Patio, Porch
- Exterior features
- Metal
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,146 sqft
- Roof
- Age Over 8 Years
- Year built
- 1893
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Original Howard Lake
- HOA
- No HOA
- School district
- 2687 - Howard Lake-Waverly-Winsted
- High school district
- Howard Lake-Waverly-Winsted
Financial & listing details
- Annual tax
- $2,454 (2026)
- Listed
- Jun 24, 2026
- Days on market
- 96 · 22 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
1104 4th Street, Howard Lake, MN, 55349
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
