Listed at
$179,900
$106/sqft

Townsite Of St Joseph

122 W Minnesota Street, Saint Joseph, MN, 56374
3  Bedrooms1  Bathroom1,698  Square Feet0.45  Acres
Days on market34
Year built1870
Garage spaces2
TypeResidential
Est. $2,397buyer credit when you buy with SODL
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About this home

122 W Minnesota St - a lot size and price point you won't find anywhere else in St. Joe right now. This three-bedroom, one-bath home sits on a rare 0.45-acre corner lot, giving you space most homes in town simply don't have. Kept in excellent condition with a new roof in 2024, the layout is easy to live in day to day. Outside is the real draw. A two-stall garage and separate storage shed cover parking and storage space, and the garden is ready to go. The nearly half-acre lot leaves plenty of room to spread out, add on, or just enjoy the yard. Location is walking distance to everything St. Joe has to offer including restaurants, coffee shops, brewery, distillery, schools, parks, trails and more! This one has it all - a hard-to-find lot size, a new roof, and a price that gives buyers room to make it their own. Showings start July 17th!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1870
LevelsTwo
Living area1,698 sqft
Above-grade finished1,698 sqft
Below-grade finished0 sqft
Lot size0.45 acres (200x100)
Days on market34
ListedJul 3, 2026
MLS #NST7102592
CountyStearns
SubdivisionTownsite Of St Joseph
Parcel #84538150000

Facts & features

Interior

Bedrooms
3
Bathrooms
1
Bath breakdown
1 full
Heating
Space Heater
Cooling
Window Unit(s)
Appliances
Dryer, Electric Water Heater, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 450 sqft
Parking features
Detached Garage
Patio & porch
Front Porch
Exterior features
Stucco
Other structures
Garage(s), Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Stone
Foundation
Stone · 1,047 sqft
Year built
1870

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Service - 60 Amp

Community & HOA

Subdivision
Townsite Of St Joseph
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$1,348 (2025)
Listed
Jul 3, 2026
Days on market
34 · 5 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementUnfinished
HeatingSpace Heater
CoolingWindow Unit(s)
LaundryMain Level
AppliancesDryer, Electric Water Heater, Range, Refrigerator, Washer
AmenitiesCeiling Fan(s), Kitchen Window, Patio
AccessibilityNone
Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStucco
FoundationStone
Foundation area1,047 sqft
Patio/porchFront Porch
Lot featuresCorner Lot, Tree Coverage - Medium
Road frontageCity Street, Sidewalks, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size450 sqft

Financial details

Annual taxes$1,348
Tax year2025
Taxes w/ assessments1348
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$2,397Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,397

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,118/mo
Principal & interest$945
Property taxes$112
Home insurance (est.)$60
%
$35,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

122 W Minnesota Street, Saint Joseph, MN, 56374

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Listing information

MLS #NST7102592
StatusClosed
Last updatedAug 21, 2026, 6:13 PM
Originally listedJul 17, 2026, 12:00 AM
Listing officeCentral MN Realty LLC
Co-listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.