Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,798 (2026).

What school district is this property in?

This property is in the 761 - Owatonna school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 141 days.

Listed at

$279,900

$137/sqft

Phelps Add

122 E University Street, Owatonna, MN, 55060

3 Bedrooms2 Bathrooms2,046 Square Feet0.208 Acres

Days on market141

Year built1916

Garage spaces1

TypeResidential

Est. $5,397buyer credit when you buy with SODL

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About this home

Step into the charm and character of this beautifully maintained 1.5-story home, built in 1916 and filled with timeless details throughout. Stunning original woodwork, classic craftsmanship, and warm inviting spaces make this home truly special. The formal dining room features a beautiful built-in hutch, creating the perfect setting for gatherings and entertaining. The updated kitchen blends modern convenience with the home’s historic charm. The screened-in front porch is perfect for morning or evening relaxation. The main floor living room will welcome all that enter. The main level family room gives flexible extra space that can be a family room, playroom or office with the convenience of laundry space on the main floor. Upstairs, you will find 3 bedrooms with great character and natural light. The lower-level walkout family room provides even more additional living space perfect for entertaining, hobbies, or simply relaxing. This home offers the perfect blend of historic charm, thoughtful updates, and comfortable living spaces both inside and out. The roof was replaced in 2025 and new gutters installed. The house has had electrical service updated.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1916

LevelsOne and One Half

Living area2,046 sqft

Above-grade finished1,836 sqft

Below-grade finished210 sqft

Lot size0.208 acres (56 x 155)

Days on market141

ListedMay 11, 2026

MLS #NST7071384

CountySteele

SubdivisionPhelps Add

Parcel #171010416

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Boiler
Cooling: Window Unit(s)
Appliances: Dishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 1 space · 320 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener
Patio & porch: Front Porch, Screened
Exterior features: Wood
Lot size: 0.208 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block, Combination · 940 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1916

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Phelps Add
HOA: No HOA
School district: 761 - Owatonna
High school district: Owatonna

Financial & listing details

Annual tax: $3,798 (2026)
Listed: May 11, 2026
Days on market: 141
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space, Partially Finished, Storage Space, Walkout

HeatingBoiler

CoolingWindow Unit(s)

LaundryMain Level

AppliancesDishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Natural Woodwork, Paneled Doors, Porch, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorWood

RoofAge 8 Years or Less, Asphalt

FoundationBlock, Combination

Foundation area940 sqft

Patio/porchFront Porch, Screened

Lot featuresTree Coverage - Light

Road frontageCity Street, Curbs, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener

Garage spaces1

Garage size320 sqft

Financial details

Annual taxes$3,798

Tax year2026

Taxes w/ assessments3798

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District761 - Owatonna

District number761

District phone5074448610

High schoolOwatonna

SODL flat fee brokerage

$5,397Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,397

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,881/mo

Principal & interest$1,471

Property taxes$317

Home insurance (est.)$93

Down payment

$55,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.