Pending
$449,900
$136/sqft

Mill Creek

1209 Millstone Court, Saint Cloud, MN, 56303
5  Bedrooms4  Bathrooms3,305  Square Feet0.35  Acres
Days on market40
Year built1998
Garage spaces3
HOA / month$600
TypeResidential
Est. $10,497buyer credit when you buy with SODL

About this home

Welcome to this beautifully updated 5+bedroom, 4-bathroom home tucked away in a quiet cul-de-sac within the popular Mill Creek neighborhood, featuring an inground pool and park maintained by the association. With generous living spaces and numerous recent updates, this home is move-in ready! The main level features a private primary bedroom suite complete with a full bath and walk-in closet—ideal for comfort and convenience—as well as a second main floor bedroom, perfect for guests, a nursery, or home office. You’ll also appreciate the convenience of main floor laundry for easy everyday living. You'll love the inviting kitchen space with a center island, granite countertops, stainless steel appliances (including an upgraded gas range), abundant cabinetry, and a built-in desk area. Awesome sunroom off of kitchen area! A cozy 2-sided gas fireplace connects the informal dining area and living room, creating a warm, welcoming space. Upstairs, you'll find generously sized bedrooms with ample closet space, while the finished lower level offers a true retreat—featuring a billiards area, wet bar, 2-sided gas FP, additional bedroom and office, 3/4 bath, and three separate storage areas. Enjoy the outdoors in the large open backyard with concrete-edged landscaping, a spacious patio, and an underground sprinkler system. The oversized 3-car attached garage includes a new concrete apron for added curb appeal and function. Updates include: freshly sealed driveway, roof and upgraded LP siding, interior paint, furnace and A/C, and some custom window treatments. Don’t miss this incredible opportunity to own a well-maintained home in a vibrant community with shared amenities and a strong neighborhood feel. Schedule your private tour today!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1998
LevelsModified Two Story
Living area3,305 sqft
Above-grade finished2,305 sqft
Below-grade finished1,000 sqft
Lot size0.35 acres (77x150x35x100x163)
Days on market40
ListedOct 20, 2025
MLS #NST6806595
CountyStearns
SubdivisionMill Creek
Parcel #82486880062

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Modified Two Story
Garage
3 spaces · 26x33 · 858 sqft
Parking features
Attached Garage, Garage Door Opener
Pool
Below Ground, Shared
Lot size
0.35 acres
Lot dimensions
77x150x35x100x163

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Brick/Stone, Metal Siding
Foundation
1,843 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1998

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected

Community & HOA

Subdivision
Mill Creek
HOA
$600/annual
HOA name
Mill Creek HOA
HOA phone
320-250-6937
HOA includes
Shared Amenities
HOA amenities
Other, Tennis Court(s)

Financial & listing details

Annual tax
$4,914 (2025)
Tax with assessments
4914.0000
Listed
Oct 20, 2025
Days on market
40

Interior details

Total bathrooms4
Full baths2
3/4 baths2
Half baths0
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces2
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,843 sqft
Road frontageCity Street, Cul De Sac, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Garage Door Opener
Garage spaces3
Garage size858 sqft

Financial details

Annual taxes$4,914
Tax year2025
Taxes w/ assessments4914.0000
Assessment pendingNo
HOA fee$600
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number742
District phone320-253-9333
High schoolSt. Cloud
SODL flat fee brokerage
$10,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,524/mo
Principal & interest$2,364
Property taxes$410
Home insurance (est.)$150
HOA fees$600
%
$89,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1209 Millstone Court, Saint Cloud, MN, 56303

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Listing information

MLS #NST6806595
StatusPending
Last updatedDec 2, 2025, 9:51 PM
Originally listedOct 22, 2025, 5:00 AM
Listing officeAgency North Real Estate, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.