Mill Creek
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About this home
Welcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout. The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances. Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard. Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring a soaking tub and separate shower. An additional 3/4 bathroom serves the remaining upper-level bedrooms. The finished lower level offers outstanding flexibility with a large recreation room, kitchenette complete with cabinetry, sink, microwave, dishwasher, and refrigerator, a fifth bedroom, a 3/4 bathroom, plus two additional flex rooms ideal for hobbies, fitness, a home office, or storage. Major updates include a hail-resistant roof, high-efficiency furnace and A/C, updated kitchen, remodeled upper-level bathrooms, refinished hardwood floors, maintenance-free deck, stamped concrete patio, screened cedar gazebo, new water heater, and attic insulation. Conveniently located near parks, walking and biking trails, pickleball courts, shopping, restaurants, healthcare, and recreation, this home offers an exceptional combination of space, thoughtful updates, and outdoor enjoyment.
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Listed By: Keller Williams Classic Rlty NW • NST7040933 • Source: Property Details provided by NorthstarMLS and may not match the public record.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Bath breakdown
- 1 full / 2 3/4 / 1 half
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances
Property
- Levels / stories
- Two
- Garage
- 3 spaces · 792 sqft
- Parking features
- Attached Garage, Concrete, Garage Door Opener
- Patio & porch
- Composite Decking, Deck, Front Porch, Patio, Porch, Screened
- Exterior features
- Stone, Vinyl
- Pool
- Shared
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,260 sqft
- Roof
- Age Over 8 Years, Asphalt
- Year built
- 1996
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Mill Creek
- HOA
- $600/annual
- HOA name
- Mill Creek HOA
- HOA phone
- 3202923766
- HOA includes
- Shared Amenities
- HOA amenities
- Other
Financial & listing details
- Annual tax
- $5,682 (2026)
- Listed
- Jul 24, 2026
- Days on market
- 61
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
1234 Mill Creek Circle, Saint Cloud, MN, 56303
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
