Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,990 (2025).

What school district is this property in?

This property is in the 2342 - West Central Area school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 275 days.

Listed at

$124,900

$66/sqft

Village/Elbow Lake

118 4th Avenue, Elbow Lake, MN, 56531

3 Bedrooms3 Bathrooms1,881 Square Feet0.34 Acres

Days on market275

Year built1900

Garage spaces1

TypeResidential

Est. $747buyer credit when you buy with SODL

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About this home

Offering 3 bedrooms and 3 bathrooms, this home provides plenty of space for comfortable living. The main level features a large dining area and spacious laundry room, while the upstairs bedrooms are well-sized for family or guests. A partially finished basement adds bonus living space, and the oversized one-stall attached garage provides room for parking and projects. Convenient Elbow Lake location with room to update and make it your own.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1900

LevelsOne and One Half

Living area1,881 sqft

Above-grade finished1,604 sqft

Below-grade finished277 sqft

Lot size0.34 acres (110x130)

Days on market275

ListedSep 20, 2025

MLS #NST6791955

CountyGrant

SubdivisionVillage/Elbow Lake

Parcel #190058000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Basement: Concrete, Partially Finished · 277 sqft finished

Property

Levels / stories: One and One Half
Garage: 1 space · 634 sqft
Parking features: Attached Garage
Exterior features: Steel Siding, Vinyl, Wood
Lot size: 0.34 acres
Lot dimensions: 110x130

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,004 sqft
Roof: Unspecified Shingle
Year built: 1900

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Propane

Community & HOA

Subdivision: Village/Elbow Lake
HOA: No HOA
School district: 2342 - West Central Area
High school district: West Central Area

Financial & listing details

Annual tax: $1,990 (2025)
Listed: Sep 20, 2025
Days on market: 275 · 258 cumulative
Lender owned: Yes
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementConcrete, Partially Finished

HeatingForced Air

CoolingCentral Air

AmenitiesKitchen Window, Main Floor Primary Bedroom

AccessibilityNone

Exterior & lot

ExteriorSteel Siding, Vinyl, Wood

RoofUnspecified Shingle

FoundationBlock

Foundation area1,004 sqft

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelPropane

Parking & garage

ParkingAttached Garage

Garage spaces1

Garage size634 sqft

Financial details

Annual taxes$1,990

Tax year2025

Taxes w/ assessments1990

Assessment pendingNo

Down payment resourceYes

Lender ownedYes

Short saleNo

ForeclosureNo

Schools

District2342 - West Central Area

District number2342

District phone3205282650

High schoolWest Central Area

SODL flat fee brokerage

$747Estimated buyer credit

SODL platform fee $3,000Your buyer credit $747

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$864/mo

Principal & interest$656

Property taxes$166

Home insurance (est.)$42

Down payment

$24,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.