Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $742 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 384 days.

Listed at

$115,000

$91/sqft

204 2nd Street SW

204 2nd Street SW, Elbow Lake, MN, 56531

3 Bedrooms1 Bathroom1,265 Square Feet0.64 Acres

Days on market384

Year built1900

Garage spaces2

TypeResidential

Est. $450buyer credit when you buy with SODL

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About this home

Have you been looking for your own HGTV project? Or maybe a reno to make your own? Perhaps you want to expand your rental portfolio? This property has lots of options and may just be what you’re looking for. Located on a large manicured lot with 141.5’ of shoreline on Flekkefjord Lake it’s a city home with a country feel. Home features large kitchen and living room, 3 bedrooms and main floor laundry. Single detached garage and large yard. Come take a look…

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1900

LevelsOne and One Half

Living area1,265 sqft

Above-grade finished1,265 sqft

Below-grade finished0 sqft

Lot size0.64 acres (.64)

Days on market384

ListedSep 8, 2025

MLS #NST6786025

CountyGrant

Parcel #190212000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard, Other
Cooling: Window Unit(s)
Appliances: Dryer, Fuel Tank - Rented, Range, Refrigerator, Washer, Water Softener Rented

Property

Levels / stories: One and One Half
Garage: 2 spaces · 24X24 · 816 sqft
Parking features: Detached Garage, Gravel, Garage Door Opener
View: Lake, South
Waterfront: Lake Front
Lot size: 0.64 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 870 sqft
Roof: Asphalt
Year built: 1900

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Propane
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: West Central Area

Financial & listing details

Annual tax: $742 (2025)
Listed: Sep 8, 2025
Days on market: 384 · 149 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Full, Unfinished

HeatingBaseboard, Other

CoolingWindow Unit(s)

LaundryLaundry Room, Main Level

AppliancesDryer, Fuel Tank - Rented, Range, Refrigerator, Washer, Water Softener Rented

DiningInformal Dining Room

AmenitiesWasher/Dryer Hookup

AccessibilityNone

Exterior & lot

RoofAsphalt

Foundation area870 sqft

Lot featuresAccessible Shoreline, Tree Coverage - Light

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Gravel, Garage Door Opener

Garage spaces2

Garage size816 sqft

Financial details

Annual taxes$742

Tax year2025

Taxes w/ assessments742

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1123

District phone3205282650

High schoolWest Central Area

SODL flat fee brokerage

$450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$705/mo

Principal & interest$604

Property taxes$62

Home insurance (est.)$38

Down payment

$23,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.