Sold price · Closed Sep 18, 2026
10604 Montgomery Avenue NW
About this home
Your Own Private Clearwater Lake Peninsula! Rare opportunity to own 1.3 acres with an incredible 955 feet of shoreline and panoramic water views in nearly every direction. This one-of-a-kind property offers exceptional privacy, mature trees, beach area, and endless shoreline to explore. The 4-bedroom, 3-bath home is thoughtfully designed to maximize lake views from nearly every room. The main level features a stunning great room with soaring vaulted wood ceilings, exposed beams, expansive windows, beautiful hardwood floors, and an impressive floor-to-ceiling stone fireplace. The spacious kitchen offers abundant custom cabinetry, a large center island, and seamless flow into the dining and living areas, making it ideal for entertaining. Just off the living space, the inviting porch provides the perfect spot to relax with a morning coffee, unwind with a book, or enjoy wildlife and water views. The home offers a desirable floor plan with two bedrooms on the main level and two additional bedrooms on the upper level, providing comfortable accommodations for family and guests. The walkout lower level is designed for recreation and gathering, featuring a second stone fireplace, spacious family room, game area, kitchenette with dining space, and direct access to the outdoors. Whether hosting weekend guests or enjoying lake life year-round, this level offers exceptional flexibility and entertainment space. The 3-car tuck-under garage with epoxy floors provides ample storage, while the lakeside shed is perfect for toys and equipment. The shed was significantly improved in 2022 with a new septic and water line connection, the addition of a convenient 3/4 bathroom, and concrete floor for clean, functional storage. With 955 feet of shoreline, panoramic water views, and the rare privacy of your own peninsula, this extraordinary Clearwater Lake property is a one-of-a-kind lakefront retreat.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 3/4
- Heating
- Baseboard, Forced Air, Fireplace(s), In-Floor Heating
- Cooling
- Central Air
- Appliances
- Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned
Property
- Levels / stories
- More Than 2 Stories
- Garage
- 3 spaces · 840 sqft
- Parking features
- Asphalt, Tuckunder Garage
- Patio & porch
- Deck, Porch
- Exterior features
- Stone, Metal
- Other structures
- Storage Shed
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block
- Foundation
- Block · 2,025 sqft
- Roof
- Asphalt
- Year built
- 1976
Utilities
- Water
- Private
- Sewer
- Private Sewer
- Fuel
- Propane
- Electric
- Circuit Breakers
Community & HOA
- HOA
- $250/annual
- HOA name
- Stephanie Jude
- HOA phone
- 6128166917
- HOA includes
- Other
- School district
- 876 - Annandale
- High school district
- Annandale
Financial & listing details
- Annual tax
- $7,564 (2026)
- Listed
- Jun 16, 2026
- Days on market
- 76
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
10604 Montgomery Avenue NW, Annandale, MN, 55302
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
