Listed at
$1,045,000
$301/sqft

Ahsenmachers Add

9823 103rd Street, Annandale, MN, 55302
5  Bedrooms4  Bathrooms3,474  Square Feet0.32  Acres
Days on market80
Year built2012
Garage spaces2
TypeResidential
Est. $28,350buyer credit when you buy with SODL
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About this home

Set along the shores of breathtaking 3,100-acre Clearwater Lake, this extraordinary custom residence offers a rare blend of luxury, comfort, and effortless lakeside living. Rebuilt from the foundation up with meticulous attention to detail, this 5-bed, 4-bath home was designed to maximize panoramic south-facing lake views while creating inviting spaces for living and entertaining. Expansive windows, open sightlines, 9-ft ceilings, and engineered wood flooring fill the home with natural light and timeless elegance. The chef’s kitchen, fully redesigned in 2024, features quartz countertops, premium stainless steel appliances, Alder soft-close cabinetry, and a 9-ft island. The adjoining dining area opens to a maintenance-free lakeside deck, while the living room is anchored by a stunning stone gas fireplace and sweeping water views. The main level also includes a spacious laundry room, stylish half bath, and a primary suite with walk-in closet and beautifully finished ensuite featuring double vanities and a tiled walk-in shower. Upstairs, a vaulted family room centered around a gas fireplace opens to an expansive lakeside deck, complete with a rough-in for a future wet bar and designed for effortless entertaining. Three spacious bedrooms and a centrally located full bathroom complete the upper level. The lower level further extends the home’s versatility with a fifth bedroom, ¾ bath, flexible office or den space, and walkout access to an expansive covered patio designed for effortless lakeside entertaining, complete with a built-in gas line for grilling. Additional highlights include spray foam insulation, three-zone HVAC with smart thermostats, fiber internet capability, an insulated finished garage, and a rare boathouse feature adding exceptional long-term value. Set along a premium hard-bottom shoreline with a level beach ideal for swimming and recreation, this remarkable property also offers boating access to a nearby lakefront restaurant, delivering the very best of Clearwater Lake living in every season.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2012
LevelsTwo
Living area3,474 sqft
Above-grade finished3,042 sqft
Below-grade finished432 sqft
Lot size0.32 acres (Irregular)
Days on market80
ListedJun 1, 2026
MLS #NST7079293
CountyWright
SubdivisionAhsenmachers Add
Parcel #206012000020

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
1 full / 2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
2 spaces · 23 X 23 · 529 sqft
Parking features
Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch
Covered, Deck, Front Porch, Patio
Exterior features
Fiber Board
Fencing
Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,523 sqft
Roof
Asphalt
Year built
2012

Utilities

Water
Private, Well
Sewer
Private Sewer
Fuel
Natural Gas

Community & HOA

Subdivision
Ahsenmachers Add
HOA
No HOA
School district
876 - Annandale
High school district
Annandale

Financial & listing details

Annual tax
$6,112 (2026)
Tax with assessments
6524
Listed
Jun 1, 2026
Days on market
80 · 230 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths2
Half baths1
1/4 baths0
BasementFinished, Partial, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLaundry Room, Main Level
AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesBalcony, Cable, Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Panoramic View, Tile Floors, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorFiber Board
RoofAsphalt
FoundationBlock
Foundation area1,523 sqft
Patio/porchCovered, Deck, Front Porch, Patio
Lot featuresIrregular Lot
Road frontageNo Outlet/Dead End, Paved Streets, Private Road
Road responsibilityPrivate Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size529 sqft

Financial details

Annual taxes$6,112
Tax year2026
Taxes w/ assessments6524
Assessment pendingYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District876 - Annandale
District number876
District phone3202745602
High schoolAnnandale
SODL flat fee brokerage
$28,350Estimated buyer credit
SODL platform fee $3,000Your buyer credit $28,350

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,350/mo
Principal & interest$5,492
Property taxes$509
Home insurance (est.)$348
%
$209,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

9823 103rd Street, Annandale, MN, 55302

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Listing information

MLS #NST7079293
StatusClosed
Last updatedAug 21, 2026, 5:37 PM
Originally listedJun 1, 2026, 10:18 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.