Sold / Closed
$427,750

Sold price · Closed Aug 28, 2026

$199/sqft

River Terrace 3rd Add

1020 W 107th Street, Bloomington, MN, 55431
4  Bedrooms3  Bathrooms2,214  Square Feet0.34  Acres
Days on market39
Year built1960
Garage spaces2
TypeResidential
Est. $10,197buyer credit when you buy with SODL

About this home

Welcome home to this charming and warm 4-bedroom, 3-bath two-story nestled in a desirable Bloomington neighborhood. This well-maintained home offers a spacious and functional layout perfect for everyday living and entertaining. The main level features a welcoming family room with a cozy gas fireplace, a formal dining room, and comfortable living spaces filled with natural light. Upstairs, you'll find four bedrooms all on one level, along with a full bath. The fully finished lower level is the perfect retreat, featuring a cozy gas fireplace, bar area, and ample space for movie nights, game days, or hosting guests. Step outside to enjoy the large backyard complete with a deck and patio, offering plenty of room for outdoor gatherings, grilling, gardening, or simply relaxing. A 2-car attached garage provides additional storage and convenience. Ideally located near parks, shopping, dining, and major commuter routes, this Bloomington gem combines warmth, comfort, and space both inside and out. Don't miss the opportunity to make this wonderful house your next home! A Home Warranty up to $800 is also included with this sale!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1960
LevelsTwo
Living area2,214 sqft
Above-grade finished1,619 sqft
Below-grade finished595 sqft
Lot size0.34 acres (131x147)
Days on market39
ListedJun 25, 2026
MLS #NST7099277
CountyHennepin
SubdivisionRiver Terrace 3rd Add
Parcel #2102724410014

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 20x23 · 468 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Vinyl
Lot size
0.34 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 775 sqft
Roof
Age Over 8 Years
Year built
1960

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
River Terrace 3rd Add
HOA
No HOA
School district
271 - Bloomington
High school district
Bloomington

Financial & listing details

Annual tax
$5,421 (2026)
Listed
Jun 25, 2026
Days on market
39
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLower Level, Laundry Room
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AmenitiesDeck, Patio
AccessibilityNone
Special features4 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years
FoundationBlock
Foundation area775 sqft
Patio/porchDeck
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size468 sqft

Financial details

Annual taxes$5,421
Tax year2026
Taxes w/ assessments5421
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District271 - Bloomington
District number271
District phone9526816400
High schoolBloomington
SODL flat fee brokerage
$10,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,910/mo
Principal & interest$2,312
Property taxes$452
Home insurance (est.)$147
%
$87,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1020 W 107th Street, Bloomington, MN, 55431

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Listing information

MLS #NST7099277
StatusClosed
Last updatedAug 31, 2026, 4:50 PM
Originally listedJun 25, 2026, 12:21 PM
Listing officeKeller Williams Select Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.