Pending
$515,000
$195/sqft

Nine Mile Bluff

10732 James Circle, Bloomington, MN, 55431
5  Bedrooms3  Bathrooms2,638  Square Feet0.58  Acres
Days on market8
Year built1969
Garage spaces2
TypeResidential
Est. $12,450buyer credit when you buy with SODL

About this home

Beautifully updated rambler on a half acre lot at the end of a quiet cul-de-sac, just steps from Nine Mile Creek. With 5 bedrooms, 3 bathrooms & 2 kitchens, this home offers a flexible layout that's perfect for multi-generational living. The main level features a tile entry, refreshed kitchen with brand-new cabinet doors, spacious living room with gas fireplace, 3 bedrooms including an owner’s suite with private 3/4 bathroom, and hardwood floors throughout. The finished, walkout lower level has a full second kitchen (completely remodeled in 2020), two more bedrooms, family/rec room, bathroom, laundry & storage. All three bathrooms have been recently updated. Outside, enjoy relaxing & entertaining in the fully fenced backyard. Additional recent updates include Hardie board siding, windows, LeafGuard gutters, electrical wiring, plumbing, light fixtures, and much more. Lots of storage space inside plus two sheds outside. This home is move-in ready and offers space, updates, and a location that's close to both nature and daily conveniences.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built1969
LevelsOne
Living area2,638 sqft
Above-grade finished1,497 sqft
Below-grade finished1,141 sqft
Lot size0.58 acres (irregular)
Days on market8
ListedMar 26, 2026
MLS #NST7039948
CountyHennepin
SubdivisionNine Mile Bluff
Parcel #2102724310008

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 21x18 · 411 sqft
Parking features
Attached Garage
Patio & porch
Deck, Patio
Fencing
Chain Link, Full
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
1,351 sqft
Roof
Asphalt
Year built
1969

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Nine Mile Bluff
HOA
No HOA
School district
Bloomington

Financial & listing details

Annual tax
$6,316 (2026)
Listed
Mar 26, 2026
Days on market
8
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementFinished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLower Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

RoofAsphalt
Foundation area1,351 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontageCul De Sac, No Outlet/Dead End, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size411 sqft

Financial details

Annual taxes$6,316
Tax year2026
Taxes w/ assessments6316
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1227
District phone9526816400
High schoolBloomington
SODL flat fee brokerage
$12,450Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,450

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,405/mo
Principal & interest$2,707
Property taxes$526
Home insurance (est.)$172
%
$103,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10732 James Circle, Bloomington, MN, 55431

Comparable homes

Listing information

MLS #NST7039948
StatusPending
Last updatedApr 11, 2026, 4:56 AM
Originally listedApr 2, 2026, 12:00 AM
Listing officeMarathon Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.