Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,311 (2025).

What school district is this property in?

This property is in the 1659 - Ellsworth Community school district.

How long has this property been on the market?

This property has been listed for 4 days.

Listed at

$265,000

$184/sqft

Village/Bay City

W6405 Main Street, Bay City, WI, 54723

3 Bedrooms1 Bathroom1,440 Square Feet0.18 Acres

Days on market4

Year built1940

ParkingNone

TypeResidential

Est. $4,950buyer credit when you buy with SODL

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About this home

Adorable classic 1.5-story Home on corner lot with beautiful views of Lake Pepin/Mississippi River!! Fully remodeled inside and out in 2020, this charming home features laminate wood floors, paneled doors, exposed beams, and shiplap wall accents throughout! French doors open to a large deck w/water views, perfect for relaxing or entertaining! The main level offers two Bedrooms, while a spiral staircase leads to a spacious third Bedroom upstairs. Recent updates include a new furnace, dishwasher, chain link fence, and storage shed. Ideally located near the boat launch and just steps away from local park, this property blends modern comfort with an unbeatable recreational setting!!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1940

LevelsOne and One Half

Living area1,440 sqft

Above-grade finished1,440 sqft

Below-grade finished0 sqft

Lot size0.18 acres (.18 Acres)

Days on market4

ListedSep 23, 2026

MLS #NST7147660

CountyPierce

SubdivisionVillage/Bay City

Parcel #106010210400

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Parking features: None
Patio & porch: Deck
Exterior features: Vinyl
Fencing: Chain Link
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 288 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1940

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Village/Bay City
HOA: No HOA
School district: 1659 - Ellsworth Community
High school district: Ellsworth Community

Financial & listing details

Annual tax: $3,311 (2025)
Listed: Sep 23, 2026
Days on market: 4
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Crawl Space, Partial, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room, Living/Dining Room

AmenitiesDeck, French Doors, Kitchen Window, Paneled Doors, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area288 sqft

Patio/porchDeck

Lot featuresCorner Lot, Tree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingNone

Garage spaces0

Financial details

Annual taxes$3,311

Tax year2025

Taxes w/ assessments3311

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District1659 - Ellsworth Community

District number1659

District phone7152733900

High schoolEllsworth Community

SODL flat fee brokerage

$4,950Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,950

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,757/mo

Principal & interest$1,393

Property taxes$276

Home insurance (est.)$88

Down payment

$53,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.