Listed at
$325,000

TBD Excelsior Island

TBD Excelsior Island, Cross Lake, MN, 56442
0.53  Acres
Days on market53
Year built2021
TypeLand
Est. $6,750buyer credit when you buy with SODL
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About this home

Once in a lifetime and possibly the most unique opportunity on the Whitefish Chain of Lakes to be offered in a long time. Own your very own piece of paradise, Excelsior Island sits prominently yet obscurely to the west side of Rush Lake, offering 360° views of the water. Sunrises… Sunsets… You can be in the middle of the action, but yet secluded. Included is a 120 ft.² finished and insulated building with an additional 60 ft.² loft, built in 2021, finished in reclaimed mortise & tenon timbers, barn wood, huge windows, wired for electric, vented propane heater. This is a very cool, thoughtfully designed structure with views oriented to the south, the loft facing the East for Sunrises. Sit on the patio or out on the maintenance free dock and enjoy your morning coffee. Wet your line for Crappie, Sunnies, Bass, Walleye, Northern, right off the dock. Stone firepit to grill your catch, roast some marshmallows under the stars and create lasting memories. The whole world turns back in time out here on Excelsior Island. The lake beckons you to join… This could be a very original and unique addition to your short term rental portfolio, adding it additionally to your mainland rental, or get creative. There could be a strong rental revenue opportunity. Everybody dreams of owning an island or at least staying on one for a few days, and now, here is your chance. Nice Sandy swimming all around the island, easy to beach your boats, tie up to the North or South dock, plenty of room for friends to join. No electricity, but might be possible, using solar or battery now. There is a possible building envelope with a variance. Please talk to listing agent and refer to the survey in documents. Do not go out onto the island without an appointment and being with your realtor. Video cameras in place.

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Home facts

Property typeLand
Year built2021
Lot size0.53 acres (Oval/Round)
Days on market53
ListedJul 24, 2026
MLS #NST7115888
CountyCrow Wing
Parcel #14180670

Facts & features

Interior

Bathrooms
0

Property

Other structures
Bunk House, Other, Storage Shed
View
East, Lake, North, Panoramic, See Remarks, South, West
Waterfront
Dock, Lake Front, Lake View
Lot size
0.53 acres
Lot dimensions
Oval/Round
Lot features
Accessible Shoreline, Island/Peninsula, Property Adjoins Public Land, Tree Coverage - Medium

Construction

Property type
Land
Year built
2021

Utilities

Utilities
None Connected, Solar Available

Community & HOA

HOA
No HOA
School district
186 - Pequot Lakes
High school district
Pequot Lakes

Financial & listing details

Annual tax
$615 (2026)
Tax with assessments
640
Listed
Jul 24, 2026
Days on market
53
Inclusions
Boat Slip,Deck,Dock,For Sale Sign,Survey,Topographic Map

Interior details

Total bathrooms0

Exterior & lot

Lot featuresAccessible Shoreline, Island/Peninsula, Property Adjoins Public Land, Tree Coverage - Medium
Road frontageNone
ZoningShoreline,Residential-Single Family

Utilities

Parking & garage

Financial details

Annual taxes$615
Tax year2026
Taxes w/ assessments640
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District186 - Pequot Lakes
District number186
District phone2185684996
High schoolPequot Lakes
SODL flat fee brokerage
$6,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,868/mo
Principal & interest$1,708
Property taxes$51
Home insurance (est.)$108
%
$65,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

TBD Excelsior Island, Cross Lake, MN, 56442

Listing information

MLS #NST7115888
StatusActive
Last updatedAug 15, 2026, 8:44 PM
Originally listedAug 7, 2026, 12:00 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.