Listed at
$749,950
$219/sqft

St Croix Chateaux

9983 Arcola Court, Stillwater, MN, 55082
4  Bedrooms4  Bathrooms3,420  Square Feet1.527  Acres
Days on market90
Year built1987
Garage spaces3
HOA / month$300
TypeResidential
Est. $19,499buyer credit when you buy with SODL
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About this home

Experience the ultimate St. Croix River lifestyle in the highly coveted Arcola Court neighborhood. This handsome, well-maintained custom-built home offers a rare blend of total privacy and prime location, situated just three minutes from the charm of downtown Stillwater. Nestled against a serene backdrop of towering pines and oaks, the property provides a true "get away from it all" atmosphere with expansive decks and a private balcony designed to take in the wooded views. The interior features a spacious layout with four bedrooms and four bathrooms, showcasing thoughtful updates throughout. The kitchen has been refreshed with updated countertops and several new appliances, while the upper level boasts new flooring. Fresh paint and a selection of newer windows enhance the home's bright and inviting feel. Outside, the fully fenced backyard provides a secure retreat complemented by a storage shed for extra convenience. Living here means more than just a beautiful home; it includes access to an eight-acre shared outlot and your very own boat slip on the St. Croix River. Enjoy the luxury of walking down to your slip for an afternoon on the water, all while being moments away from world-class dining and shopping. This is a unique opportunity to own a refined, updated retreat in one of the area's most sought-after river communities.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1987
LevelsOne and One Half
Living area3,420 sqft
Above-grade finished2,324 sqft
Below-grade finished1,096 sqft
Lot size1.527 acres (-)
Days on market90
ListedMar 13, 2026
MLS #NST7027195
CountyWashington
SubdivisionSt Croix Chateaux
Parcel #1403020220012

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
3 spaces · 33x25 · 772 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Deck, Patio
Exterior features
Wood
Fencing
Chain Link, Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,194 sqft
Roof
Age Over 8 Years
Year built
1987

Utilities

Water
Well
Sewer
Private Sewer, Septic System Compliant - No, Tank with Drainage Field
Fuel
Natural Gas

Community & HOA

Subdivision
St Croix Chateaux
HOA
$300/annual
HOA name
St Croix Chateau Association
HOA phone
6513267885
HOA includes
Dock
HOA amenities
Dock

Financial & listing details

Annual tax
$7,393 (2025)
Tax with assessments
7396
Listed
Mar 13, 2026
Days on market
90 · 33 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen, Separate/Formal Dining Room
AmenitiesBalcony, Ceiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Skylight, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorWood
RoofAge Over 8 Years
FoundationBlock
Foundation area1,194 sqft
Patio/porchDeck, Patio
Lot featuresIrregular Lot, Tree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer, Septic System Compliant - No, Tank with Drainage Field
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces3
Garage size772 sqft

Financial details

Annual taxes$7,393
Tax year2025
Taxes w/ assessments7396
Assessment pendingNo
HOA fee$300
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District834 - Stillwater
District number834
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$19,499Estimated buyer credit
SODL platform fee $3,000Your buyer credit $19,499

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,107/mo
Principal & interest$3,941
Property taxes$616
Home insurance (est.)$250
HOA fees$300
%
$149,990
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

9983 Arcola Court, Stillwater, MN, 55082

Listing information

MLS #NST7027195
StatusClosed
Last updatedJun 30, 2026, 4:23 PM
Originally listedMar 27, 2026, 12:00 AM
Listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.