Listed at
$499,900
$157/sqft

Pine Forest 4th Add

9890 77th Street, Cottage Grove, MN, 55016
4  Bedrooms4  Bathrooms3,192  Square Feet0.22  Acres
Days on market338
Year built1999
Garage spaces3
TypeResidential
Est. $11,997buyer credit when you buy with SODL
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About this home

Welcome to 9890 77th Street, a meticulously maintained residence tucked into one of Cottage Grove's premier neighborhoods with mature trees and great access to schools, highways, and more. Curb appeal abounds with an arched brick portico entry. The main level features an open floor plan peninsula kitchen with tons of cabinets and counter space, stainless steel appliances, recessed lighting, and great sight lines and views across the dining area to the family room and to the backyard and beyond. Just off the informal dining is a cabin-style 3 season porch with direct access out to the deck and the backyard. The formal dining and living room offer maximum flexibility of use as home offices or anything you have in mind. A half bath and a main floor mudroom and laundry just off the garage round out the main level amenities. A spacious primary bedroom with a ceiling light/fan and a spacious walk-in closet and updated en suite bathroom with dual sinks highlights the upper level. Three additional bedrooms and another full bathroom on the upper level are hard to find in today's market. The lower level boasts stunning lookout windows, a bar and kitchenette, ample space for a pool or ping pong table, a cozy gas fireplace, an exercise area, a massive storage closet, and a 3/4 bath. A fifth bedroom, if desired, could easily be created out of the existing finished space by just framing up a wall. With a 4' high 12 x 18 bonus storage area under the garage addition, you'll never run out of space. Enjoy your very own backyard oasis, featuring a maintenance-free deck and grill area, a beautifully stamped concrete patio and custom fire pit area, a lush fenced yard, large planter beds, and absolute privacy with no neighbors to the back and running room galore with gated access to the school grounds and ball fields. The heated and finished 3 car garage has been extended by an extra 12 x 18 feet, offering ample space for all your vehicles and storage needs. A newer furnace and AC (both 2023), A+ location, and absolutely move-in ready condition makes this home tough to beat!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1999
LevelsTwo
Living area3,192 sqft
Above-grade finished2,284 sqft
Below-grade finished908 sqft
Lot size0.22 acres (72 X 130)
Days on market338
ListedOct 24, 2025
MLS #NST6806982
CountyWashington
SubdivisionPine Forest 4th Add
Parcel #1002721440012

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
1 full / 2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Basement
Daylight/Lookout Windows, Egress Window(s), Finished, Full · 908 sqft finished

Property

Levels / stories
Two
Garage
3 spaces · 845 sqft
Parking features
Attached Garage, Asphalt
Fencing
Chain Link
Lot size
0.22 acres
Lot dimensions
72 X 130

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Vinyl Siding
Foundation
1,104 sqft
Year built
1999

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected

Community & HOA

Subdivision
Pine Forest 4th Add
HOA
No HOA
School district
South Washington County

Financial & listing details

Annual tax
$6,279 (2025)
Tax with assessments
6334.0000
Listed
Oct 24, 2025
Days on market
338 · 21 cumulative

Interior details

Total bathrooms4
Full baths1
3/4 baths2
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces1
AccessibilityNone

Exterior & lot

Foundation area1,104 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces3
Garage size845 sqft

Financial details

Annual taxes$6,279
Tax year2025
Taxes w/ assessments6334.0000
Assessment pendingNo
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number833
District phone651-425-6300
High schoolSouth Washington County
SODL flat fee brokerage
$11,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,317/mo
Principal & interest$2,627
Property taxes$523
Home insurance (est.)$167
%
$99,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

9890 77th Street, Cottage Grove, MN, 55016

Listing information

MLS #NST6806982
StatusActive
Last updatedNov 15, 2025, 5:31 PM
Originally listedOct 25, 2025, 5:00 AM
Listing officeKorman Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.