Listed at
$319,900
$144/sqft

9809 328th Street

9809 328th Street, Saint Joseph, MN, 56374
4  Bedrooms3  Bathrooms2,223  Square Feet1.55  Acres
Days on market41
Year built1994
Garage spaces2
TypeResidential
Est. $6,597buyer credit when you buy with SODL
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About this home

Enjoy the best of country living in this spacious and welcoming split-entry home situated on a beautiful 1-acre lot! Offering 4 bedrooms and 3 bathrooms, this property provides plenty of room for family, guests, and everyday living while embracing the peaceful surroundings of nature. The heart of the home features an open-concept living room, dining area, and kitchen, creating a bright and inviting space that's perfect for gathering, entertaining, or simply enjoying everyday life. The spacious kitchen boasts an abundance of cabinetry, providing exceptional storage and workspace for the home chef. The lower level offers a generous family room highlighted by a cozy gas fireplace, making it the perfect place to relax on cool evenings, host movie nights, or cheer on your favorite team. Large bedrooms with walk-in closets provide comfortable retreats, while the thoughtfully designed entryway includes a practical mudroom to help keep coats, boots, and outdoor gear organized. Step outside and experience everything country living has to offer. The expansive yard provides room to roam, garden, or simply enjoy the peaceful setting. Bring your chickens and embrace the hobby farm lifestyle while enjoying frequent visits from deer, birds, and other local wildlife. Whether you're sipping your morning coffee on the deck, watching the sunset, or spending time outdoors with family and friends, you'll appreciate the tranquility this property provides. Located in a desirable country setting with the convenience of nearby amenities, this home offers the perfect blend of comfort, space, and rural charm. If you've been searching for room to grow, peaceful surroundings, and a place to truly feel at home, this property is a must-see!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1994
LevelsSplit Entry (Bi-Level)
Living area2,223 sqft
Above-grade finished1,188 sqft
Below-grade finished1,035 sqft
Lot size1.55 acres (155x385)
Days on market41
ListedAug 7, 2026
MLS #NST7103442
CountyStearns
Parcel #33222440065

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 588 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Metal
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,188 sqft
Roof
Asphalt
Year built
1994

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,842 (2026)
Listed
Aug 7, 2026
Days on market
41 · 17 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementEgress Window(s), Finished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level
AppliancesDryer, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AccessibilityNone

Exterior & lot

ExteriorMetal
RoofAsphalt
FoundationBlock
Foundation area1,188 sqft
Patio/porchDeck
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size588 sqft

Financial details

Annual taxes$2,842
Tax year2026
Taxes w/ assessments2842
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,025/mo
Principal & interest$1,681
Property taxes$237
Home insurance (est.)$107
%
$63,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

9809 328th Street, Saint Joseph, MN, 56374

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Listing information

MLS #NST7103442
StatusClosed
Last updatedSep 21, 2026, 8:37 PM
Originally listedAug 7, 2026, 6:18 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.