Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $876 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 26 days.

Listed at

$324,900

$330/sqft

Clearwater Heights

980 Porter Street, Clearwater, MN, 55320

2 Bedrooms1 Bathroom984 Square Feet0.389 Acres

Days on market26

Year built2026

Garage spaces2

TypeResidential

Est. $6,747buyer credit when you buy with SODL

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About this home

Affordable new construction in the heart of Clearwater! Conveniently located near restaurants, shopping, schools, & everyday amenities. Scheduled for completion by late October, w/ time remaining for buyers to customize selections & finishes throughout the home. This thoughtfully designed home features an open-concept floor plan w/ vaulted ceilings in the main living area, a spacious primary suite w/ a walk-in closet, & comfortable living spaces throughout. Situated on a large corner lot surrounded by mature trees, offering a beautiful setting & added privacy. Don't miss this opportunity to make this brand-new home your own!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2026

LevelsSplit Entry (Bi-Level)

Living area984 sqft

Above-grade finished984 sqft

Below-grade finished0 sqft

Lot size0.389 acres (171x98x170x100)

Days on market26

ListedSep 2, 2026

New constructionYes

MLS #NST7137666

CountyWright

SubdivisionClearwater Heights

Parcel #104011001100

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 22x22 · 484 sqft
Parking features: Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage
Exterior features: Stone, Vinyl
Lot size: 0.389 acres
Lot dimensions: 171x98x170x100

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 984 sqft
Roof: Age 8 Years or Less, Architectural Shingle
New construction: Yes
Year built: 2026

Utilities

Water: City Water/Connected, Sand Point, Well
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Clearwater Heights
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $876 (2025)
Listed: Sep 2, 2026
Days on market: 26 · 104 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFull, Unfinished

HeatingForced Air

CoolingCentral Air

AppliancesAir-To-Air Exchanger, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningKitchen/Dining Room

AmenitiesKitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less, Architectural Shingle

FoundationBlock

Foundation area984 sqft

Lot featuresCorner Lot, Irregular Lot, Tree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Sand Point, Well

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage

Garage spaces2

Garage size484 sqft

Financial details

Annual taxes$876

Tax year2025

Taxes w/ assessments876

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$6,747Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,747

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,889/mo

Principal & interest$1,707

Property taxes$73

Home insurance (est.)$108

Down payment

$64,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.