Listed at
$975,000
$278/sqft

Stonegate 2nd Add

975 Jewel Avenue N, Lake Elmo, MN, 55042
3  Bedrooms3  Bathrooms3,506  Square Feet3.8  Acres
Days on market0
Year built1997
Garage spaces3
TypeResidential
Est. $26,250buyer credit when you buy with SODL
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About this home

Tucked into 3.8 wooded acres with 186 feet of frontage on Goose Lake, this 3-bedroom, 3-bath rambler offers a rare Lake Elmo setting with space, privacy and room to make it your own. With more than 3,500 finished square feet, the home features a comfortable rambler floor plan, generous living areas, a walkout lower level, and a 3-car garage. The property is the real highlight: mature trees, open lawn areas, lake views, a private shoreline, and a dock area ready for quiet mornings, fishing or fishing. There is also plenty of room to explore options for an outbuilding, workshop, or extra storage for the toys. Just blocks from Lake Elmo Regional Park, you’ll have quick access to miles of trails, camping, nature areas, fishing and boating on Lake Elmo Lake. The location also keeps you close to shopping, restaurants, medical services, major highways, the St. Croix River, Woodbury, and Stillwater. A peaceful lakefront property with acreage, privacy, and everyday convenience. Bring your vision and finishing touches to make this incredible home your own. Hurry on this one!

View this property at

Date
Oct 4, 2026
Time
5pm – 7pm
Address
975 Jewel Avenue N, Lake Elmo, MN, 55042

Listed By: eXp Realty • NST7153987 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1997
LevelsOne
Living area3,506 sqft
Above-grade finished1,838 sqft
Below-grade finished1,668 sqft
Lot size3.8 acres (371 x 767 x 186 x 578)
Days on market0
ListedOct 1, 2026
MLS #NST7153987
CountyWashington
SubdivisionStonegate 2nd Add
Parcel #3402921120007

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
3 spaces · 40 x 25 · 1,000 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener
Exterior features
Wood
View
East, Lake
Waterfront
Dock, Lake Front

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,838 sqft
Roof
Age 8 Years or Less
Year built
1997

Utilities

Water
City Water/Connected
Sewer
Private Sewer
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Stonegate 2nd Add
HOA
No HOA
School district
834 - Stillwater
High school district
Stillwater

Financial & listing details

Annual tax
$8,135 (2026)
Tax with assessments
8138
Listed
Oct 1, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Finished, Full, Storage Space, Sump Basket, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningBreakfast Area, Eat In Kitchen, Kitchen/Dining Room, Living/Dining Room, Separate/Formal Dining Room
AccessibilityOther
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorWood
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,838 sqft
Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Heavy
Road frontageCounty Road, Curbs
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener
Garage spaces3
Garage size1,000 sqft

Financial details

Annual taxes$8,135
Tax year2026
Taxes w/ assessments8138
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District834 - Stillwater
District number834
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$26,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $26,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,127/mo
Principal & interest$5,124
Property taxes$678
Home insurance (est.)$325
%
$195,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

975 Jewel Avenue N, Lake Elmo, MN, 55042

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Listing information

MLS #NST7153987
StatusActive
Last updatedOct 2, 2026, 2:46 AM
Originally listedOct 1, 2026, 9:42 PM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.