Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,880 (2025).

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 372 days.

Listed at

$465,900

$144/sqft

Aud Sub

9699 US Highway 169, Garrison, MN, 56450

5 Bedrooms3 Bathrooms3,236 Square Feet1.19 Acres

Days on market372

Year built1960

Garage spaces4

TypeResidential

Est. $10,977buyer credit when you buy with SODL

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About this home

Don't miss out on this elegant and tastefully remodeled family home situated on over an acre of land. PLUS this beautiful property includes your very own sandy shoreline along Mille Lacs Lake. This place really packs a punch with the majority of the home providing one-level living: including 5 bedrooms, 3 baths and laundry room, plus a large lower level game room. The bedrooms on opposite ends of the house is MULTIPLE FAMILY LIVING or an IN-LAW SUITE SITUATION. Classy updated kitchen with SS appliances, custom cabinets and tile floors. There is also a new Washer & Dryer, new water softener & water heater. Oversized main floor owner's bedroom provides a peaceful nighttime oasis. Attached two-car garage is heated and insulated plus an additional detached garage for added storage for all your lake toys and lawn equipment. Fully fenced yard and spacious grassy backyard and patio make an ideal space for entertaining. This one of a kind property boasts 170ft of level, sandy waterfront. Enjoy the beauty of the lake from the "beach-like" water's edge or cast a line from your own dock. Mille Lacs Lake offers amazing picturesque views as well as year-round recreational options for anyone who enjoys nature and the great outdoors! THIS ONE IS MOVE IN READY!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1960

LevelsOne

Living area3,236 sqft

Above-grade finished2,292 sqft

Below-grade finished944 sqft

Lot size1.19 acres (170x278x168x310)

Days on market372

ListedSep 16, 2025

MLS #NST6789669

CountyCrow Wing

SubdivisionAud Sub

Parcel #24130739

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air, Radiant
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 4 spaces · 24x24 · 576 sqft
Parking features: Attached Garage, Detached Garage, Asphalt, Garage Door Opener
Patio & porch: Deck, Patio
Pool: None
Fencing: Partial, Wood

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 2,292 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1960

Utilities

Water: Drilled, Private, Well
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Aud Sub
HOA: No HOA
School district: Brainerd

Financial & listing details

Annual tax: $4,880 (2025)
Tax with assessments: 4905
Listed: Sep 16, 2025
Days on market: 372
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Partially Finished, Sump Pump

HeatingForced Air, Radiant

CoolingCentral Air

LaundryLaundry Room, Main Level, Sink, Washer Hookup

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningEat In Kitchen

AmenitiesCeiling Fan(s), Kitchen Window, Patio, Porch, Tile Floors, Washer/Dryer Hookup

AccessibilityNone

Special features4 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area2,292 sqft

Patio/porchDeck, Patio

Lot featuresAccessible Shoreline

Road frontageHighway

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Garage Door Opener

Garage spaces4

Garage size576 sqft

Financial details

Annual taxes$4,880

Tax year2025

Taxes w/ assessments4905

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number896

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$10,977Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,977

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,010/mo

Principal & interest$2,449

Property taxes$407

Home insurance (est.)$155

Down payment

$93,180

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.