Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,054 (2025).

What school district is this property in?

This property is in the 882 - Monticello school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 85 days.

Listed at

$360,000

$164/sqft

River Mill 3rd Add

9651 Mill Trail Lane, Monticello, MN, 55362

5 Bedrooms2 Bathrooms2,200 Square Feet0.341 Acres

Days on market85

Year built1998

Garage spaces2

TypeResidential

Est. $7,800buyer credit when you buy with SODL

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About this home

Welcome Home! Nestled in a Quiet Neighborhood on a lot with In-Ground Sprinkler System designed for outdoor living. No backyard neighbors...the lot borders 7+ acres of city park property. The Storage Shed will be perfect for overflow items, She-Shed, Mancave or Playhouse. The covered Front Porch provides a Sanctuary for calm. The Main Level features Four Bedrooms, two of which offer 42" Doorways. The sunlit dining area walks out to the Deck overlooking the Fenced backyard and a cool Pergola area. The Lower Level offers a massive family room with Walkout to the backyard, loads of Storage and a Full Bath with cozy HEATED Floors. Updates include a Brand New Roof & Siding (2025), New Stainless Refrigerator (2023), New Range (2023) and a Retaining Wall (2021). The garage has a Ramp to the Main Level. So many Unique Features - Move In and Enjoy!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1998

LevelsOne

Living area2,200 sqft

Above-grade finished1,100 sqft

Below-grade finished1,100 sqft

Lot size0.341 acres (114x178x47x183)

Days on market85

ListedJan 28, 2026

MLS #NST7013256

CountyWright

SubdivisionRiver Mill 3rd Add

Parcel #155109004050

Facts & features

Interior

Bedrooms: 5
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 22x20 · 440 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Deck, Front Porch
Exterior features: Vinyl
Fencing: Chain Link

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,100 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1998

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: River Mill 3rd Add
HOA: No HOA
School district: 882 - Monticello
High school district: Monticello

Financial & listing details

Annual tax: $3,054 (2025)
Listed: Jan 28, 2026
Days on market: 85 · 23 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Finished, Walkout

HeatingForced Air

CoolingCentral Air

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, In-Ground Sprinkler

AccessibilityHallways 42"+, Partially Wheelchair, Wheelchair Ramp(s)

Special features3 BR on One Level, 4 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,100 sqft

Patio/porchDeck, Front Porch

Lot featuresTree Coverage - Light

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$3,054

Tax year2025

Taxes w/ assessments3054

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District882 - Monticello

District number882

District phone7632722000

High schoolMonticello

SODL flat fee brokerage

$7,800Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,800

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,266/mo

Principal & interest$1,892

Property taxes$255

Home insurance (est.)$120

Down payment

$72,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

9651 Mill Trail Lane, Monticello, MN, 55362

Street View

Listing information

MLS #NST7013256

StatusClosed

Last updatedJun 24, 2026, 6:15 PM

Originally listedJan 28, 2026, 8:37 AM

Listing officeKeller Williams Classic Rlty NW

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.