Does this property have an HOA?

Yes. The HOA fee is $110 per month.

What are the annual property taxes?

Annual property taxes are $3,640 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 29 days.

Sold / Closed

$272,000

Sold price · Closed Jun 11, 2026

$231/sqft

Willow Creek

964 Willow Grove Circle, Waite Park, MN, 56387

2 Bedrooms2 Bathrooms1,208 Square Feet0.21 Acres

Days on market29

Year built1996

Garage spaces2

HOA / month$110

TypeResidential

Est. $5,370buyer credit when you buy with SODL

About this home

Well maintained Patio home on a spacious quiet corner lot. Beautiful new 3 season porch to relax on through sliding doors off of dining room. Extra large windows throughout for an abundance of natural light. New roof in May 2023, siding is steel, new vinyl flooring and blinds. Primary suite used as art studio with walk in closet and full bath. New laminate flooring, washer, dryer and dishwasher. Garage has built in storage shelves. Low monthly HOA takes care of snow and lawn with automatic sprinklers.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1996

LevelsOne

Living area1,208 sqft

Above-grade finished1,208 sqft

Below-grade finished0 sqft

Lot size0.21 acres (86x110)

Days on market29

ListedApr 16, 2026

MLS #NST7057624

CountyStearns

SubdivisionWillow Creek

Parcel #98614480027

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 24x20 · 480 sqft
Parking features: Attached Garage
Patio & porch: Enclosed, Rear Porch, Screened
Exterior features: Steel Siding
Lot size: 0.21 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,208 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1996

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Willow Creek
HOA: $110/month
HOA name: Willow Creek Home Owners Association
HOA phone: 3204928108
HOA includes: Lawn Care, Snow Removal
School district: 742 - St. Cloud

Financial & listing details

Annual tax: $3,640 (2026)
Tax with assessments: 3648
Listed: Apr 16, 2026
Days on market: 29 · 43 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen

AmenitiesKitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Porch, In-Ground Sprinkler, Walk-In Closet

AccessibilityNo Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorSteel Siding

RoofAge 8 Years or Less, Asphalt

FoundationSlab

Foundation area1,208 sqft

Patio/porchEnclosed, Rear Porch, Screened

Lot featuresCorner Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size480 sqft

Financial details

Annual taxes$3,640

Tax year2026

Taxes w/ assessments3648

Assessment pendingNo

HOA fee$110

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$5,370Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,370

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,973/mo

Principal & interest$1,466

Property taxes$303

Home insurance (est.)$93

HOA fees$110

Down payment

$55,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.