Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $745 (2026).

What school district is this property in?

This property is in the 712 - Mountain Iron-Buhl school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 45 days.

Listed at

$125,000

$208/sqft

Spirit Lake Shores

9572 Bonner Road, Mountain Iron, MN, 55768

1 Bedrooms602 Square Feet1.588 Acres

Days on market45

Year built1940

Garage spaces1

TypeResidential

Est. $750buyer credit when you buy with SODL

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About this home

Cute seasonal cabin on Spirit Lake Road in Mt. Iron! Enjoy beautiful lake views from the living room with an open concept layout, vaulted ceilings, and a retro-modern Lloyd fireplace for added character. This 2-bedroom cabin comes furnished and features a bright white interior with beachy blue accents throughout. Vinyl windows, metal roof, electricity, and a dock already in place. Situated on approx. 1.63 acres with state land bordering the east side for added privacy and recreation. Includes a single-stall garage. No well or septic (outhouse/privy on site). Interior walls are unfinished and uninsulated—great opportunity to finish and make it a year-round retreat. A perfect Northern MN getaway with tons of potential!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1940

LevelsOne

Living area602 sqft

Above-grade finished602 sqft

Below-grade finished0 sqft

Lot size1.588 acres (490x103)

Days on market45

ListedApr 12, 2026

MLS #NST7054217

CountySt. Louis

SubdivisionSpirit Lake Shores

Parcel #385005300080

Facts & features

Interior

Bedrooms: 1
Bathrooms: 0
Heating: Fireplace(s)
Cooling: None
Appliances: Range, Refrigerator
Basement: Crawl Space · 0 sqft finished

Property

Levels / stories: One
Garage: 1 space · 12x22 · 264 sqft
Parking features: Detached Garage
Exterior features: Wood
Waterfront: Lake Front
Lot size: 1.588 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 602 sqft
Roof: Metal
Year built: 1940

Utilities

Water: None
Sewer: Outhouse
Fuel: Wood

Community & HOA

Subdivision: Spirit Lake Shores
HOA: No HOA
School district: 712 - Mountain Iron-Buhl
High school district: Mountain Iron-Buhl

Financial & listing details

Annual tax: $745 (2026)
Tax with assessments: 868
Listed: Apr 12, 2026
Days on market: 45 · 10 cumulative
Manufactured home: Yes

Interior details

Total bathrooms0

Full baths0

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingFireplace(s)

CoolingNone

Fireplaces1

AppliancesRange, Refrigerator

AccessibilityNone

Exterior & lot

ExteriorWood

RoofMetal

FoundationBlock

Foundation area602 sqft

ZoningResidential-Single Family

Utilities

Water sourceNone

SewerOuthouse

FuelWood

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size264 sqft

Financial details

Annual taxes$745

Tax year2026

Taxes w/ assessments868

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District712 - Mountain Iron-Buhl

District number712

District phone2187358271

High schoolMountain Iron-Buhl

SODL flat fee brokerage

$750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$761/mo

Principal & interest$657

Property taxes$62

Home insurance (est.)$42

Down payment

$25,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.