Does this property have an HOA?

Yes. The HOA fee is $300 per month.

What are the annual property taxes?

Annual property taxes are $17,440 (2026).

What school district is this property in?

This property is in the 622 - North St Paul-Maplewood school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property was listed for 45 days.

Pending

$1,599,900

$277/sqft

Whistling Valley

9520 Whistling Valley Trail, Lake Elmo, MN, 55042

5 Bedrooms5 Bathrooms5,770 Square Feet1.611 Acres

Days on market45

Year built2008

Garage spaces4

HOA / month$300

TypeResidential

Est. $44,997buyer credit when you buy with SODL

About this home

Looking for ultimate privacy & sunlight on nearly 2 acres? This architectural masterpiece in mint condition is a must-see. The open main floor (2,894 finished sq ft) boasts hand-scraped, antiqued cherry wood floors; no engineered flooring here! An abundance of windows offers a total "WOW" view. Entertain guests with ease in the updated kitchen with show-stopping Quartzite & Silestone counters. Walk out to multiple brick paver patios, a scenic pond with a water feature, a pergola dining area, and beautiful perennial gardens. Features a dream garage, plus a versatile office, nanny suite, or studio above with a stunning 3/4 bath. High-end finishes inside and out make this a dream property!!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2008

LevelsOne

Living area5,770 sqft

Above-grade finished3,518 sqft

Below-grade finished2,252 sqft

Lot size1.611 acres (224x372x166x253)

Days on market45

ListedJul 15, 2026

MLS #NST7108249

CountyWashington

SubdivisionWhistling Valley

Parcel #2702921430008

Facts & features

Interior

Bedrooms: 5
Bathrooms: 5
Bath breakdown: 2 full / 2 3/4 / 1 half
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Humidifier, Water Osmosis System, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 4 spaces · 48x26 · 1,248 sqft
Parking features: Attached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Patio
Exterior features: Stone, Shakes
Fencing: Invisible

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 2,564 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2008

Utilities

Water: Private, Well
Sewer: Shared Septic
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Whistling Valley
HOA: $300/month
HOA name: Cities Management
HOA phone: 6123818600
HOA includes: Dock, Professional Mgmt, Shared Amenities
School district: 622 - North St Paul-Maplewood

Financial & listing details

Annual tax: $17,440 (2026)
Listed: Jul 15, 2026
Days on market: 45
Manufactured home: Yes

Interior details

Total bathrooms5

Full baths2

3/4 baths2

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Finished, Walkout

HeatingForced Air, In-Floor Heating

CoolingCentral Air

Fireplaces2

AppliancesAir-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Humidifier, Water Osmosis System, Microwave, Refrigerator, Wall Oven, Washer, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesCable, Exercise Room, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Security System, In-Ground Sprinkler, Sun Room, Tile Floors, Vaulted Ceiling(s), Wet Bar, Walk-In Closet

AccessibilityHallways 42"+, Door Lever Handles

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Shakes

RoofAge 8 Years or Less, Asphalt

FoundationPoured Concrete

Foundation area2,564 sqft

Patio/porchPatio

Lot featuresTree Coverage - Heavy

Road frontageCounty Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerShared Septic

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces4

Garage size1,248 sqft

Financial details

Annual taxes$17,440

Tax year2026

Taxes w/ assessments17440

Assessment pendingNo

HOA fee$300

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District622 - North St Paul-Maplewood

District number622

District phone6517487410

High schoolNorth St Paul-Maplewood

SODL flat fee brokerage

$44,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $44,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$10,695/mo

Principal & interest$8,408

Property taxes$1,453

Home insurance (est.)$533

HOA fees$300

Down payment

$319,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.