Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,939 (2026).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 209 days.

Listed at

$339,500

$278/sqft

Immaculate Heart Of Mary Beach T Of Vermillio

9479 Saint Odelia Beach Road, Tower, MN, 55790

2 Bedrooms2 Bathrooms1,222 Square Feet1.33 Acres

Days on market209

Year built1985

Garage spaces2

TypeResidential

Est. $7,185buyer credit when you buy with SODL

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About this home

Enjoy effortless lakeside living on Lake Vermilion! This 1.33-acre property features 224 feet of shoreline with a rare no-steps approach to the water. The 2-bedroom, 2-bath home offers abundant natural light, three fireplaces, a cozy family room, and an eat-in kitchen perfect for gathering. Additional highlights include a sauna, laundry area, drilled well, a charming sauna/guest cabin for extra sleeping space or lakeside entertaining, and 2 stall garage. Conveniently located just 15 minutes from Tower, this property combines privacy, comfort, and easy access to town amenities.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1985

LevelsOne

Living area1,222 sqft

Above-grade finished1,222 sqft

Below-grade finished0 sqft

Lot size1.33 acres (361x326)

Days on market209

ListedMar 3, 2026

MLS #NST7022937

CountySt. Louis

SubdivisionImmaculate Heart Of Mary Beach T Of Vermillio

Parcel #560001500350

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air, Fireplace(s), Wood Stove
Cooling: None
Basement: Crawl Space · 0 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 24x32 · 768 sqft
Parking features: Detached Garage, Gravel
Lot size: 1.33 acres
Lot dimensions: 361x326
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,222 sqft
Year built: 1985

Utilities

Water: Drilled
Sewer: Private Sewer
Fuel: Electric, Propane

Community & HOA

Subdivision: Immaculate Heart Of Mary Beach T Of Vermillio
HOA: No HOA
School district: St. Louis County

Financial & listing details

Annual tax: $1,939 (2026)
Tax with assessments: 2024
Listed: Mar 3, 2026
Days on market: 209 · 6 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementCrawl Space

HeatingForced Air, Fireplace(s), Wood Stove

CoolingNone

Fireplaces3

AccessibilityNone

Exterior & lot

Foundation area1,222 sqft

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled

SewerPrivate Sewer

FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces2

Garage size768 sqft

Financial details

Annual taxes$1,939

Tax year2026

Taxes w/ assessments2024

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1046

District phone2187498130

High schoolSt. Louis County

SODL flat fee brokerage

$7,185Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,185

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,059/mo

Principal & interest$1,784

Property taxes$162

Home insurance (est.)$113

Down payment

$67,900

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.