Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,354 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 2 days.

Sold / Closed

$314,900

Sold price · Closed Jun 16, 2026

$186/sqft

Cedar South

945 Kelsey Avenue, Clearwater, MN, 55320

4 Bedrooms3 Bathrooms1,696 Square Feet0.538 Acres

Days on market2

Year built2003

Garage spaces3

TypeResidential

Est. $6,447buyer credit when you buy with SODL

About this home

Exceptional Family Living in Clearwater Discover this 4-bedroom, 3-bathroom tri-level home nestled in one of Clearwater’s most highly sought-after neighborhoods. Combining spacious interiors with a prime location, this property offers the perfect balance of comfort and convenience. Key Features: • Spacious Living: This multi-level design provides ample room for everyone, featuring 4 generous bedrooms and 3 bathrooms. • Kitchen & Living: The bright, open layout flows seamlessly from the kitchen to the living areas—ideal for entertaining or quiet family nights. • Extraordinary Garage: Car enthusiasts and hobbyists will love the 3-stall attached garage, which includes dedicated extra storage space for seasonal gear or a workshop. • Outdoor Oasis: Situated on an expansive large lot, the backyard offers endless possibilities for gardening, play, or hosting summer barbecues. • Unbeatable Location: Enjoy the peace of a quiet community while benefiting from being conveniently located next to I-94, making commutes to St. Cloud or the Twin Cities a breeze.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2003

LevelsThree Level Split

Living area1,696 sqft

Above-grade finished1,216 sqft

Below-grade finished480 sqft

Lot size0.538 acres (81x187x148x265)

Days on market2

ListedApr 27, 2026

MLS #NST7062864

CountyWright

SubdivisionCedar South

Parcel #104028004240

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Three Level Split
Garage: 3 spaces · 22 x 23 10 x 23 · 736 sqft
Parking features: Attached Garage
Exterior features: Vinyl
Lot size: 0.538 acres
Lot dimensions: 81x187x148x265

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,080 sqft
Year built: 2003

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Cedar South
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $3,354 (2025)
Listed: Apr 27, 2026
Days on market: 2
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationBlock

Foundation area1,080 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size736 sqft

Financial details

Annual taxes$3,354

Tax year2025

Taxes w/ assessments3354

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$6,447Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,447

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,039/mo

Principal & interest$1,655

Property taxes$280

Home insurance (est.)$105

Down payment

$62,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.