Pending
$465,000
$219/sqft

Ridgewood 7th Add

9440 Jergen Place S, Cottage Grove, MN, 55016
4  Bedrooms3  Bathrooms2,128  Square Feet0.38  Acres
Days on market43
Year built1998
Garage spaces2
TypeResidential
Est. $10,950buyer credit when you buy with SODL

About this home

Welcome to this beautifully updated Cottage Grove home, perfectly tucked away on a quiet cul-de-sac and surrounded by mature trees that create a private, picturesque setting. With peaceful wooded views and a location just minutes from parks, trails, shopping, and dining, this home offers the ideal combination of comfort, convenience, and everyday escape. The upper level features four generously sized bedrooms, including a spacious owner’s suite designed for relaxation, complete with an updated private bath and two large closets. A full bathroom serves the additional bedrooms, offering a practical and well-planned layout for family and guests. Inside, thoughtful updates and stylish finishes make this home truly move-in ready. New engineered flooring flows throughout the main living areas, while shiplap accent walls add warmth and modern character. The updated open-concept kitchen is the heart of the home, featuring stainless steel appliances, fresh paint, and seamless connection to the dining area and inviting family room—creating the perfect space for everyday living, entertaining, and making memories. For added flexibility, the home also offers a formal dining room and separate living room, ideal for hosting gatherings, working from home, or creating a cozy retreat. Step outside to the deck just off the kitchen and take in breathtaking sunset views over the private backyard. Whether enjoying quiet mornings with coffee or entertaining friends on warm summer evenings, this outdoor space is sure to impress. Mature landscaping and a welcoming fire pit area make the backyard feel like your own private getaway. The walk-out lower level remains unfinished, offering incredible potential to expand your living space, customize to your needs, and build instant equity. Homes with this combination of location, privacy, updates, and future potential rarely become available. Don’t miss the opportunity to make this exceptional property your next home.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1998
LevelsTwo
Living area2,128 sqft
Above-grade finished2,128 sqft
Below-grade finished0 sqft
Lot size0.38 acres (Common)
Days on market43
ListedFeb 25, 2026
MLS #NST7027175
CountyWashington
SubdivisionRidgewood 7th Add
Parcel #2202721240095

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 440 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Deck, Patio
Fencing
None
Lot size
0.38 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
1,064 sqft
Roof
Age 8 Years or Less
Year built
1998

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Ridgewood 7th Add
HOA
No HOA
School district
South Washington County

Financial & listing details

Annual tax
$5,384 (2025)
Listed
Feb 25, 2026
Days on market
43
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Full, Walkout
HeatingForced Air
CoolingCentral Air
LaundryMain Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Natural Woodwork, Patio
AccessibilityNone
Special features4 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less
Foundation area1,064 sqft
Patio/porchDeck, Patio
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces2
Garage size440 sqft

Financial details

Annual taxes$5,384
Tax year2025
Taxes w/ assessments5384
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2290
District phone6514256300
High schoolSouth Washington County
SODL flat fee brokerage
$10,950Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,950

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,047/mo
Principal & interest$2,444
Property taxes$449
Home insurance (est.)$155
%
$93,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

9440 Jergen Place S, Cottage Grove, MN, 55016

Listing information

MLS #NST7027175
StatusPending
Last updatedApr 17, 2026, 2:52 AM
Originally listedMar 4, 2026, 12:00 AM
Listing officeKeller Williams Premier Realty
Co-listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.