Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $8,378 (2026).

What school district is this property in?

This property is in the 2143 - Waterville-Elysian-Morristown school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 32 days.

Listed at

$649,900

$298/sqft

Outlots-Snows Add

943 Reed Street, Waterville, MN, 56096

3 Bedrooms2 Bathrooms2,184 Square Feet0.22 Acres

Days on market32

Year built1997

Garage spaces2

TypeResidential

Est. $16,497buyer credit when you buy with SODL

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About this home

This house DID NOT flood in 2024. Are you looking for a beautiful, one-owner home on Lake Tetonka with over 50 feet of lakeshore? This property features three bedrooms (with potential for a fourth) and two bathrooms. The main floor offers a spacious living and dining area perfect for family gatherings, along with a kitchen featuring a large center island, solid wood cabinets, and stunning lake views. You will also find two generously sized bedrooms, a full bathroom, and laundry facilities on the main level. The upstairs includes a loft ideal for a home office and an expansive master suite complete with a private bathroom featuring a jet tub, shower, and double vanity. The master bedroom also includes a large walk-in closet that leads to a versatile bonus room above the garage, which could serve as an additional bedroom, playroom, or storage area. You do not want to miss out on this Lake home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1997

LevelsOne and One Half

Living area2,184 sqft

Above-grade finished1,092 sqft

Below-grade finished1,092 sqft

Lot size0.22 acres (195x49x184)

Days on market32

ListedAug 27, 2026

MLS #NST7134930

CountyLe Sueur

SubdivisionOutlots-Snows Add

Parcel #246000210

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces
Parking features: Attached Garage
Exterior features: Stone, Steel Siding, Vinyl
Fencing: None
Other structures: Boat House

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete
Foundation: Slab · 1,092 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1997

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Outlots-Snows Add
HOA: No HOA
School district: 2143 - Waterville-Elysian-Morristown
High school district: Waterville-Elysian-Morristown

Financial & listing details

Annual tax: $8,378 (2026)
Tax with assessments: 8398
Listed: Aug 27, 2026
Days on market: 32 · 98 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer, Water Softener Owned

AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Natural Woodwork, Patio, Tile Floors, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Laundry

Exterior & lot

ExteriorStone, Steel Siding, Vinyl

RoofAge 8 Years or Less, Asphalt

FoundationSlab

Foundation area1,092 sqft

Lot featuresIrregular Lot

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size0 sqft

Financial details

Annual taxes$8,378

Tax year2026

Taxes w/ assessments8398

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2143 - Waterville-Elysian-Morristown

District number2143

District phone5072753115

High schoolWaterville-Elysian-Morristown

SODL flat fee brokerage

$16,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,330/mo

Principal & interest$3,416

Property taxes$698

Home insurance (est.)$217

Down payment

$129,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.