Sold / Closed
$325,000

Sold price · Closed May 21, 2026

$170/sqft

Torborg Estates

926 21st Street, Saint Cloud, MN, 56304
4  Bedrooms3  Bathrooms1,940  Square Feet0.244  Acres
Days on market139
Year built1990
Garage spaces2
TypeResidential
Est. $6,897buyer credit when you buy with SODL

About this home

Welcome to this well-maintained rambler offering convenient main-level living. The spacious primary suite (20' x 13') comfortably fits king-size furniture and a reclining chair, and features a private ¾ bath and dual closets. Three bedrooms are located on the main level, with a fourth bedroom in the lower level—ideal for guests, a home office, or hobby space. The home features vaulted ceilings and a semi-open-concept floorplan, creating an airy and inviting atmosphere. Recent interior updates include fresh paint throughout the entire main level, new carpet in the living room and third main-floor bedroom, updated cabinet hardware in the kitchen and bathrooms, wallpaper removal for a clean, modern look, new locksets on main-floor and entry doors, and a new InSinkErator disposal. Step outside to an oversized 15' x 15' cedar deck with stairs leading down to a lush, beautifully maintained backyard. Fencing is allowed, offering flexibility and peace of mind for children and pets. The oversized two-car garage (30' x 21') includes built-in closet storage. Downstairs, the expansive rec room (23' x 25') features a cozy gas-burning fireplace with brick surround, while daylight lookout windows fill the space with natural light. You’ll also find a large unfinished storage or hobby room (15' x 20') plus a separate mechanical and laundry area. Major mechanical and exterior updates include vinyl windows (2015), siding and roof (2019), furnace (2020), and water heater (2024), providing comfort and confidence for years to come.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1990
LevelsOne
Living area1,940 sqft
Above-grade finished1,200 sqft
Below-grade finished740 sqft
Lot size0.244 acres (76x140)
Days on market139
ListedAug 29, 2025
MLS #NST6780215
CountySherburne
SubdivisionTorborg Estates
Parcel #85004230235

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Baseboard, Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
2 spaces · 30x22 · 620 sqft
Parking features
Attached Garage, Concrete, Electric, Garage Door Opener, Storage
Patio & porch
Covered, Deck, Front Porch
Exterior features
Stone, Steel Siding
Lot size
0.244 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
8 ft+ Pour · 1,090 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1990

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas, Wood

Community & HOA

Subdivision
Torborg Estates
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,436 (2025)
Listed
Aug 29, 2025
Days on market
139
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Full, Storage Space
HeatingBaseboard, Forced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Lower Level, Laundry Room, Sink, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen, Informal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Steel Siding
RoofAge 8 Years or Less, Asphalt, Pitched
Foundation8 ft+ Pour
Foundation area1,090 sqft
Patio/porchCovered, Deck, Front Porch
Lot featuresTree Coverage - Medium
Road frontageCity Street, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas, Wood

Parking & garage

ParkingAttached Garage, Concrete, Electric, Garage Door Opener, Storage
Garage spaces2
Garage size620 sqft

Financial details

Annual taxes$3,436
Tax year2025
Taxes w/ assessments3436
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,897Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,897

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,130/mo
Principal & interest$1,734
Property taxes$286
Home insurance (est.)$110
%
$65,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

926 21st Street, Saint Cloud, MN, 56304

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Listing information

MLS #NST6780215
StatusClosed
Last updatedJun 4, 2026, 4:03 PM
Originally listedAug 30, 2025, 12:00 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.