Listed at
$359,900
$226/sqft

James Bowes Add

923 10th Avenue, Saint Cloud, MN, 56301
4  Bedrooms2  Bathrooms1,590  Square Feet0.11  Acres
Days on market15
Year built2026
Garage spaces2
TypeResidential
Est. $7,797buyer credit when you buy with SODL
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About this home

Welcome to this newly constructed four-bedroom, two-bath rambler in St. Cloud. The home offers a functional single-level design, a two-stall attached garage, forced-air heating, and central air conditioning. Enjoy the comfort, efficiency, and low-maintenance appeal of new construction, with plenty of space to make this home your own. Conveniently located near shopping, dining, schools, parks, and other St. Cloud amenities.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsOne
Living area1,590 sqft
Above-grade finished840 sqft
Below-grade finished750 sqft
Lot size0.11 acres (55x87)
Days on market15
ListedSep 14, 2026
New constructionYes
MLS #NST7142407
CountyStearns
SubdivisionJames Bowes Add
Parcel #82445530000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Laundry
Lower Level

Property

Levels / stories
One
Garage
2 spaces · 22x22 · 540 sqft
Parking features
Attached Garage
Exterior features
Vinyl
Lot size
0.11 acres
Lot dimensions
55x87

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 840 sqft
Roof
Age 8 Years or Less, Asphalt
Builder
HARREN COMPANIES INC

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
James Bowes Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$1,890 (2025)
Listed
Sep 14, 2026
Days on market
15
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full
HeatingForced Air
CoolingCentral Air
LaundryLower Level
DiningKitchen/Dining Room
AmenitiesKitchen Window, Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area840 sqft
Lot featuresPublic Transit (w/in 6 blks), Corner Lot, Tree Coverage - Medium
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size540 sqft

Financial details

Annual taxes$1,890
Tax year2025
Taxes w/ assessments1890
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$7,797Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,797

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,169/mo
Principal & interest$1,891
Property taxes$158
Home insurance (est.)$120
%
$71,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

923 10th Avenue, Saint Cloud, MN, 56301

Listing information

MLS #NST7142407
StatusActive
Last updatedSep 15, 2026, 10:09 AM
Originally listedSep 14, 2026, 2:51 PM
Listing officeTrust Real Estate Company, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.