Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,840 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 7 days.

Sold / Closed

$265,000

Sold price · Closed May 29, 2026

$157/sqft

Torborg Estates

921 21st Street, Saint Cloud, MN, 56304

3 Bedrooms2 Bathrooms1,655 Square Feet0.24 Acres

Days on market7

Year built1991

Garage spaces2

TypeResidential

Est. $4,800buyer credit when you buy with SODL

About this home

Beautifully maintained tri-level home in South St. Cloud offering 3 bedrooms, 2 bathrooms, and a 2-stall garage. This home has been well cared for with many updates already done for you, including newer windows, roof, and high-end appliances. The layout provides multiple living spaces, giving you flexibility for entertaining, relaxing, or working from home. The kitchen is set up for anyone who loves to cook, with quality appliances and great functionality. Bathrooms feature granite vanities, and the spacious primary bedroom includes a walk-in closet. You’ll also appreciate the laminate flooring, Samsung washer and dryer, and the overall clean, move-in ready condition of the home. Step outside to enjoy the deck and patio, perfect for gatherings or quiet evenings, all backing up to a large green space with no direct backyard neighbors. Located close to parks and the river, this home offers a great combination of comfort, updates, and location.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1991

LevelsThree Level Split

Living area1,655 sqft

Above-grade finished1,095 sqft

Below-grade finished560 sqft

Lot size0.24 acres (75x132x75x142)

Days on market7

ListedApr 6, 2026

MLS #NST7024878

CountySherburne

SubdivisionTorborg Estates

Parcel #854230130

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Baseboard, Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Three Level Split
Garage: 2 spaces · 528 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Storage
Patio & porch: Deck
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Other · 1,095 sqft
Roof: Age 8 Years or Less, Asphalt, Composition, Pitched
Year built: 1991

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Torborg Estates
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,840 (2025)
Listed: Apr 6, 2026
Days on market: 7
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Storage Space

HeatingBaseboard, Forced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryLaundry Room

AppliancesDishwasher, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Kitchen/Dining Room

AmenitiesCable, Ceiling Fan(s), City View, Deck, Kitchen Window, Local Area Network, Primary Bedroom Walk-In Closet, Multiple Phone Lines, Natural Woodwork, Patio, Panoramic View, Satellite Dish, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorWood

RoofAge 8 Years or Less, Asphalt, Composition, Pitched

FoundationOther

Foundation area1,095 sqft

Patio/porchDeck

Lot featuresIrregular Lot, Tree Coverage - Medium, Underground Utilities

Road frontageCounty Road, Curbs, Paved Streets, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Storage

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$2,840

Tax year2025

Taxes w/ assessments2840

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$4,800Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,800

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,690/mo

Principal & interest$1,366

Property taxes$237

Home insurance (est.)$87

Down payment

$52,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.