Pending
$389,900
$219/sqft

Whispering Hills-Merged W/Nmc

9195 Prairie Street, Elko New Market, MN, 55020
3  Bedrooms2  Bathrooms1,778  Square Feet0.34  Acres
Days on market41
Year built2004
Garage spaces4
TypeResidential
Est. $8,697buyer credit when you buy with SODL

About this home

Welcome to this beautifully maintained split-level home offering 3 bedrooms, 2 full bathrooms, and an inviting open-concept design. The main level showcases soaring vaulted ceilings, abundant natural light, a well-appointed kitchen with an adjoining dining area—perfect for both everyday living and entertaining. Upstairs, you'll find a generous loft/family room, a primary suite with a walk-in closet and en-suite bathroom, along with two additional bedrooms and a full hall bathroom. The unfinished lower level provides incredible potential to build instant equity, featuring a stunning floor-to-ceiling stone gas fireplace already in place and ample space to customize for your lifestyle. Enjoy your morning coffee on the covered front porch or unwind on the covered deck overlooking the expansive backyard with mature trees. A 4-car heated and insulated garage offers plenty of room for vehicles, storage, and hobbies. Conveniently located near parks, trails, shopping, dining, and major commuter routes, this home combines comfort, functionality, and endless potential. Electrical, framing, and HVAC permits have been completed and finalized.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2004
LevelsThree Level Split
Living area1,778 sqft
Above-grade finished1,778 sqft
Below-grade finished0 sqft
Lot size0.34 acres (56x22x22x35x89x95x19x138)
Days on market41
ListedAug 13, 2026
MLS #NST7044978
CountyScott
SubdivisionWhispering Hills-Merged W/Nmc
Parcel #230440520

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Three Level Split
Garage
4 spaces · 36x23 · 858 sqft
Parking features
Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Covered, Deck, Front Porch, Side Porch
Exterior features
Stone, Vinyl
Lot size
0.34 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 1,075 sqft
Year built
2004

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Whispering Hills-Merged W/Nmc
HOA
No HOA
School district
194 - Lakeville
High school district
Lakeville

Financial & listing details

Annual tax
$6,288 (2026)
Listed
Aug 13, 2026
Days on market
41
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Laundry Room
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Area, Eat In Kitchen, Informal Dining Room
AmenitiesKitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
FoundationOther
Foundation area1,075 sqft
Patio/porchCovered, Deck, Front Porch, Side Porch
Lot featuresCorner Lot, Tree Coverage - Medium
Road frontageCity Street, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces4
Garage size858 sqft

Financial details

Annual taxes$6,288
Tax year2026
Taxes w/ assessments6288
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District194 - Lakeville
District number194
District phone9522322000
High schoolLakeville
SODL flat fee brokerage
$8,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,703/mo
Principal & interest$2,049
Property taxes$524
Home insurance (est.)$130
%
$77,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

9195 Prairie Street, Elko New Market, MN, 55020

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Listing information

MLS #NST7044978
StatusPending
Last updatedSep 24, 2026, 6:45 PM
Originally listedAug 14, 2026, 12:00 AM
Listing officeRe/Max Advantage Plus
Co-listing officeRe/Max Advantage Plus

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.