Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,494 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 12 days.

Pending

$194,900

$90/sqft

South Side Park Add

912 12th Avenue, Saint Cloud, MN, 56301

4 Bedrooms2 Bathrooms2,170 Square Feet0.11 Acres

Days on market12

Year built1952

Garage spaces1

TypeResidential

Est. $2,847buyer credit when you buy with SODL

About this home

Offer received. Open houses cancelled. This beautifully remodeled 4 bedroom, 2 bathroom home blends original charm with modern comfort in one of St. Cloud’s most walkable locations. From the moment you step inside, you’ll feel the warmth and character that make this home truly special, paired seamlessly with thoughtful updates designed for today’s lifestyle. Enjoy the convenience of being just minutes from groceries, parks, the library, Lake George, and SCSU. Whether you’re heading out for a morning coffee, a sunset walk by the lake, or an evening game, everything you love about St. Cloud living is right outside your door. With spacious living areas, refreshed finishes, and a layout that offers flexibility for everyday life, this home is designed for both connection and comfort. A rare opportunity to own a move-in-ready property that offers not just a place to live, but a place to truly land and grow

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1952

LevelsOne and One Half

Living area2,170 sqft

Above-grade finished1,382 sqft

Below-grade finished788 sqft

Lot size0.11 acres (122x41)

Days on market12

ListedJan 20, 2026

MLS #NST7012467

CountyStearns

SubdivisionSouth Side Park Add

Parcel #82508610000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 1 space · 22x16 · 352 sqft
Parking features: Detached Garage
Lot size: 0.11 acres
Lot dimensions: 122x41
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 892 sqft
Year built: 1952

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: South Side Park Add
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $1,494 (2025)
Listed: Jan 20, 2026
Days on market: 12
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementPartially Finished

HeatingForced Air

CoolingCentral Air

AppliancesCooktop, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

Foundation area892 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size352 sqft

Financial details

Annual taxes$1,494

Tax year2025

Taxes w/ assessments1494

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$2,847Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,847

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,214/mo

Principal & interest$1,024

Property taxes$125

Home insurance (est.)$65

Down payment

$38,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.