Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,354 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 7 days.

Listed at

$174,900

$159/sqft

James Bowes Add

910 10th Avenue, Saint Cloud, MN, 56301

2 Bedrooms1 Bathroom1,101 Square Feet0.17 Acres

Days on market7

Year built1900

Garage spaces2

TypeResidential

Est. $2,247buyer credit when you buy with SODL

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About this home

Welcome home to this charming 2-bedroom, 1-bath rambler in the heart of St. Cloud! Offering 1,100 square feet of comfortable, single-level living, this home features convenient main-floor laundry, an informal dining area, and a spacious 2-car garage. Ideally located near shopping, dining, parks, and everyday amenities, this home is ready for you to make it your own!

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Date

Oct 4, 2026

Time

7pm – 8:30pm

Address

910 10th Avenue, Saint Cloud, MN, 56301

Listed By: Central MN Realty LLC • NST7146093 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1900

LevelsOne

Living area1,101 sqft

Above-grade finished1,101 sqft

Below-grade finished0 sqft

Lot size0.17 acres (132x55)

Days on market7

ListedSep 16, 2026

MLS #NST7146093

CountyStearns

SubdivisionJames Bowes Add

Parcel #82445320000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 23x23 · 576 sqft
Parking features: Detached Garage, Concrete, Insulated Garage
Patio & porch: Enclosed
Exterior features: Block, Stucco
Other structures: Garage(s)

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Brick
Foundation: Brick/Mortar · 1,101 sqft
Roof: Age Over 8 Years
Year built: 1900

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: James Bowes Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,354 (2025)
Listed: Sep 16, 2026
Days on market: 7
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementOther

HeatingForced Air

CoolingCentral Air

LaundryIn Hall, Laundry Closet, Main Level

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom, Washer/Dryer Hookup

AccessibilityWheelchair Ramp(s)

Special featuresMain Floor Laundry

Exterior & lot

ExteriorBlock, Stucco

RoofAge Over 8 Years

FoundationBrick/Mortar

Foundation area1,101 sqft

Patio/porchEnclosed

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Insulated Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$1,354

Tax year2025

Taxes w/ assessments1354

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$2,247Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,247

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,090/mo

Principal & interest$919

Property taxes$113

Home insurance (est.)$58

Down payment

$34,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.