Listed at
$210,000
$140/sqft

Cedar Village Twnhs

909 E Baker Street, Saint Joseph, MN, 56374
3  Bedrooms2  Bathrooms1,504  Square Feet3845  Acres
Days on market45
Year built1983
Garage spaces1
TypeResidential
Est. $3,300buyer credit when you buy with SODL
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About this home

No association, no rules to worry about, and your own private yard space with this 3-bedroom, 2-bath townhome located in the heart of St. Joseph. The major updates are already done for you, including recently installed windows and doors, newly remodeled bathroom, updated flooring, all new A/C units, and a roof that was just replaced. That means affordable living without the worry of major expenses down the road. This is a great starter home with a spacious backyard, perfect for pets, gardening, or simply relaxing outdoors. Sliders lead out to a nicely sized deck overlooking the large backyard, ideal for morning coffee or evening get togethers. Don't miss this opportunity to own a low-maintenance home in a fantastic location

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Home facts

Property typeResidential
Property subtype(TH) Quad/4 Corners
Year built1983
LevelsSplit Entry (Bi-Level)
Living area1,504 sqft
Above-grade finished1,126 sqft
Below-grade finished378 sqft
Lot size3845 acres (28 x 129)
Days on market45
ListedAug 13, 2026
MLS #NST7127277
CountyStearns
SubdivisionCedar Village Twnhs
Parcel #84534710001

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Baseboard, Fireplace(s)
Cooling
Wall Unit(s)
Appliances
Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
1 space · 22.5 x 11 · 244 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Tuckunder Garage
Patio & porch
Deck
Exterior features
Vinyl
Lot size
3845 Square Feet

Construction

Property type
Residential
Property subtype
(TH) Quad/4 Corners
Foundation
Block · 784 sqft
Roof
Age 8 Years or Less, Pitched
Year built
1983

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric
Electric
200+ Amp Service

Community & HOA

Subdivision
Cedar Village Twnhs
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$1,826 (2026)
Listed
Aug 13, 2026
Days on market
45 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished
HeatingBaseboard, Fireplace(s)
CoolingWall Unit(s)
Fireplaces1
LaundryLower Level
AppliancesDryer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen
AmenitiesDeck, Ethernet Wired, Kitchen Window, Natural Woodwork, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Pitched
FoundationBlock
Foundation area784 sqft
Patio/porchDeck
Lot featuresTree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Tuckunder Garage
Garage spaces1
Garage size244 sqft

Financial details

Annual taxes$1,826
Tax year2026
Taxes w/ assessments1826
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$3,300Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,300

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,326/mo
Principal & interest$1,104
Property taxes$152
Home insurance (est.)$70
%
$42,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

909 E Baker Street, Saint Joseph, MN, 56374

Listing information

MLS #NST7127277
StatusActive
Last updatedSep 9, 2026, 1:48 PM
Originally listedAug 14, 2026, 12:26 PM
Listing officeCentury 21 First Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.