Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,368 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 29 days.

Listed at

$284,900

$151/sqft

Northland Seven

906 3rd Avenue, Saint Joseph, MN, 56374

3 Bedrooms1 Bathroom1,886 Square Feet0.27 Acres

Days on market29

Year built2004

Garage spaces2

TypeResidential

Est. $5,547buyer credit when you buy with SODL

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About this home

This is the home you've been waiting for! Located on a corner lot, in a cul-de-sac, in the desirable city of St. Joseph. This home features 3 bedrooms, an office, kitchen with stainless steel appliances, new refrigerator (2025), a nice sized deck, oversized garage, in ground sprinkler system, and a finished basement. A second bathroom is framed for the next buyer to install and build equity into the house. A new roof was put on in 2023 and new siding in July 2025! This house is move in ready!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2004

LevelsSplit Entry (Bi-Level)

Living area1,886 sqft

Above-grade finished974 sqft

Below-grade finished912 sqft

Lot size0.27 acres (91x153x76x139)

Days on market29

ListedMay 20, 2026

MLS #NST7073854

CountyStearns

SubdivisionNorthland Seven

Parcel #84537340288

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 24x25 · 600 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Deck
Exterior features: Stone, Vinyl
Lot size: 0.27 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 974 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2004

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Northland Seven
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $3,368 (2025)
Listed: May 20, 2026
Days on market: 29 · 8 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFinished

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesIn-Ground Sprinkler

AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area974 sqft

Patio/porchDeck

Lot featuresIrregular Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces2

Garage size600 sqft

Financial details

Annual taxes$3,368

Tax year2025

Taxes w/ assessments3368

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$5,547Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,547

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,873/mo

Principal & interest$1,497

Property taxes$281

Home insurance (est.)$95

Down payment

$56,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.