Listed at
$370,000
$203/sqft

Terrace Park Add The City Of Brainerd

905 Bluff Avenue, Brainerd, MN, 56401
3  Bedrooms2  Bathrooms1,820  Square Feet0.32  Acres
Days on market12
Year built1910
Garage spaces2
TypeResidential
Est. $8,100buyer credit when you buy with SODL
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About this home

905 Bluff Avenue, Brainerd, MN — Fully Renovated Custom Craftsman on Historic Bluff Avenue. Completely renovated top to bottom, inside and out, updated electrical, plumbing, hvac. 905 Bluff Avenue is a turn-key custom craftsman home in Brainerd's historic North Brainerd neighborhood — walkable to Gregory Park, downtown Brainerd, and Essentia Health St. Joseph's Hospital in the heart of the Brainerd Lakes Area. Unlike anything else on the market, every inch of this home is custom: handcrafted craftsman cabinetry throughout, marble countertops, board-and-batten millwork, and hardwood & slate floors. The showpiece kitchen pairs custom inset cabinetry and marble surfaces with a stainless farmhouse apron sink set beneath a backyard-facing bay window, subway tile, under-cabinet lighting, a built-in marble-top desk nook, and a statement island. The vaulted, shiplap-ceilinged dining room gathers everyone under a lantern chandelier, while twin living spaces flank craftsman columns and built-in bookcases around a gas insert fireplace framed in painted brick with dentil crown detail. A slate-floored enclosed sun porch welcomes you home; a fully outfitted main-floor laundry and mudroom with custom lockers, marble-top utility sink, and adjacent tiled bath keeps daily life effortless. Upstairs, sunlit bedrooms and beautifully tiled baths continue the same finish quality — no corner was skipped. The oversized attached two-car garage has been fully redone as well — all new windows, electrical, insulation, and sheetrock, taped and ready for the new owners' final personalization: workshop, gym, or finished bonus space. Outside: a private, park-like backyard backing to mature woods, freshly sealed paved asphalt driveway, oversized attached two-car garage, backyard play set, and cedar-accented curb appeal with window boxes and a stunning wood front door. Whole-home water filtration included. Fully renovated homes of this caliber rarely reach the Brainerd market.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1910
LevelsOne and One Half
Living area1,820 sqft
Above-grade finished1,820 sqft
Below-grade finished0 sqft
Lot size0.32 acres (100x140)
Days on market12
ListedSep 14, 2026
MLS #NST7140560
CountyCrow Wing
SubdivisionTerrace Park Add The City Of Brainerd
Parcel #41241548

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 24x24 · 576 sqft
Parking features
Attached Garage, Asphalt, Electric, Garage Door Opener, Insulated Garage, Storage
Patio & porch
Enclosed, Front Porch
Exterior features
Stucco
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame, Stone
Foundation
Block, Stone · 1,104 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1910

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Terrace Park Add The City Of Brainerd
HOA
No HOA
School district
181 - Brainerd
High school district
Brainerd

Financial & listing details

Annual tax
$2,246 (2026)
Listed
Sep 14, 2026
Days on market
12
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementUnfinished
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level, Sink
AppliancesDishwasher, Dryer, Washer
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Kitchen Window, Natural Woodwork, Paneled Doors
AccessibilityNone
Special features3 BR on One Level, Main Floor Laundry, Renovated

Exterior & lot

ExteriorStucco
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock, Stone
Foundation area1,104 sqft
Patio/porchEnclosed, Front Porch
Lot featuresTree Coverage - Heavy
Road frontageCity Street, Curbs, Paved Streets, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric, Garage Door Opener, Insulated Garage, Storage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$2,246
Tax year2026
Taxes w/ assessments2246
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$8,100Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,100

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,255/mo
Principal & interest$1,945
Property taxes$187
Home insurance (est.)$123
%
$74,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

905 Bluff Avenue, Brainerd, MN, 56401

Listing information

MLS #NST7140560
StatusActive
Last updatedSep 17, 2026, 10:09 AM
Originally listedSep 17, 2026, 12:00 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.