Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,586 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 49 days.

Pending

$245,000

$120/sqft

Theis Add

904 3rd Street, Cold Spring, MN, 56320

3 Bedrooms2 Bathrooms2,048 Square Feet0.25 Acres

Days on market49

Year built1957

Garage spaces3

TypeResidential

Est. $4,350buyer credit when you buy with SODL

About this home

Beautiful brick rambler with 3 season porch. Delightful interior offers wood floors and plenty of brick & granite accents. 3 season porch with knotty pine and lots of natural light. Nice kitchen/dinning with a walk-in pantry closet. Finished lower level has huge family room, den and a full bath. Single attached garage plus a large double detached garage. Great location near Pioneer Park.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1957

LevelsOne

Living area2,048 sqft

Above-grade finished1,248 sqft

Below-grade finished800 sqft

Lot size0.25 acres (70x155)

Days on market49

ListedOct 29, 2025

MLS #NST6810777

CountyStearns

SubdivisionTheis Add

Parcel #48297110000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Boiler
Cooling: None
Basement: Finished, Full · 800 sqft finished

Property

Levels / stories: One
Garage: 3 spaces · 12x26, 22x22 · 796 sqft
Parking features: Attached Garage, Detached Garage
Patio & porch: Glass Enclosed, Rear Porch
Lot size: 0.25 acres
Lot dimensions: 70x155

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Brick, Frame
Foundation: 1,248 sqft
Roof: Asphalt
Year built: 1957

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Theis Add
HOA: No HOA
School district: Rocori

Financial & listing details

Annual tax: $2,586 (2025)
Listed: Oct 29, 2025
Days on market: 49
Lender owned: Yes
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full

HeatingBoiler

CoolingNone

DiningKitchen/Dining Room

AccessibilityNone

Exterior & lot

RoofAsphalt

Foundation area1,248 sqft

Patio/porchGlass Enclosed, Rear Porch

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage

Garage spaces3

Garage size796 sqft

Financial details

Annual taxes$2,586

Tax year2025

Taxes w/ assessments2586

Assessment pendingUnknown

Down payment resourceYes

Lender ownedYes

Short saleNo

ForeclosureNo

Schools

District number2255

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$4,350Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,350

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,585/mo

Principal & interest$1,288

Property taxes$216

Home insurance (est.)$82

Down payment

$49,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.