Listed at
$450,000
$250/sqft

Jingwak Beach

8677 S Strand Lake Road, Cotton, MN, 55724
3  Bedrooms2  Bathrooms1,800  Square Feet0.9  Acres
Days on market237
Year built1999
Garage spaces2
TypeResidential
Est. $10,500buyer credit when you buy with SODL
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About this home

Tucked among towering pines on the shores of Strand Lake, this inviting 3-bedroom, 2-bath home offers the perfect Northwoods retreat. Set on a private, wooded lot, the property provides a peaceful lakeside setting with scenic views and year-round enjoyment. Inside, warm finishes and abundant natural light create a comfortable, welcoming feel. The open living and dining area are ideal for gathering after a day on the lake, while large windows frame tranquil water and forest views. The fireplace anchors the living room, while the kitchen offers ample workspace and storage. Convenient layout with generously sized bedrooms and main-level living make this home well suited for both everyday use and weekend getaways. Surrounded by mature trees, this Lake property offers privacy, comfort and classic Northwoods charm.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1999
LevelsOne
Living area1,800 sqft
Above-grade finished1,800 sqft
Below-grade finished0 sqft
Lot size0.9 acres (100x393)
Days on market237
ListedFeb 3, 2026
MLS #NST7016454
CountySt. Louis
SubdivisionJingwak Beach
Parcel #305002800040

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Fireplace(s)
Cooling
None
Laundry
Main Level

Property

Levels / stories
One
Garage
2 spaces · 24x30 · 720 sqft
Parking features
Detached Garage
Waterfront
Lake Front
Lot size
0.9 acres
Lot dimensions
100x393

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,800 sqft
Year built
1999

Utilities

Water
Private
Sewer
Private Sewer
Fuel
Propane

Community & HOA

Subdivision
Jingwak Beach
HOA
No HOA
School district
St. Louis County

Financial & listing details

Annual tax
$2,229 (2025)
Tax with assessments
2314
Listed
Feb 3, 2026
Days on market
237 · 30 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingFireplace(s)
CoolingNone
Fireplaces1
LaundryMain Level
DiningEat In Kitchen, Informal Dining Room
AmenitiesCeiling Fan(s), Main Floor Primary Bedroom, Vaulted Ceiling(s)
AccessibilityNone

Exterior & lot

Foundation area1,800 sqft
ZoningResidential-Single Family

Utilities

Water sourcePrivate
SewerPrivate Sewer
FuelPropane

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size720 sqft

Financial details

Annual taxes$2,229
Tax year2025
Taxes w/ assessments2314
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1046
District phone2187498130
High schoolSt. Louis County
SODL flat fee brokerage
$10,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,701/mo
Principal & interest$2,365
Property taxes$186
Home insurance (est.)$150
%
$90,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

8677 S Strand Lake Road, Cotton, MN, 55724

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Listing information

MLS #NST7016454
StatusPending
Last updatedMar 5, 2026, 4:27 PM
Originally listedFeb 3, 2026, 4:49 PM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.