Listed at
$419,900
$162/sqft

8650 145th Lane

8650 145th Lane, Ramsey, MN, 55303
5  Bedrooms3  Bathrooms2,590  Square Feet0.15  Acres
Days on market133
Year built2022
Garage spaces2
HOA / month$125
TypeResidential
Est. $9,597buyer credit when you buy with SODL
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About this home

Welcome to this MOVE-IN ready, 5 bedroom, 3-bath home that pairs modern comfort with the lifestyle appeal of the sought after Riverstone community in the City of Ramsey. Built in 2022 and carefully maintained, it features an open-concept main level with vaulted ceiling that fills the living, dining, and kitchen areas with natural light. Three spacious bedrooms, including a well appointed primary suite with contemporary finishes and a like-new feel reflecting quality and design. The walk-out lower level expands the living space with a bright family room and two additional bedrooms. This home offers a peaceful residential setting with convenient proximity to Ramsey's shopping, trails and commuter routes. The development features THE HOLLOW, a brand new neighborhood park and playground.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2022
LevelsSplit Entry (Bi-Level)
Living area2,590 sqft
Above-grade finished1,620 sqft
Below-grade finished970 sqft
Lot size0.15 acres (56x125x132x68)
Days on market133
ListedMay 18, 2026
MLS #NST7073713
CountyAnoka
Parcel #293225230048

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 507 sqft
Parking features
Attached Garage, Asphalt, Finished Garage, Garage Door Opener
Exterior features
Stone, Engineered Wood, Vinyl
Fencing
None
Lot size
0.15 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,150 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2022

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
150 Amp Service

Community & HOA

HOA
$125/quarter
HOA name
First Service Residential
HOA phone
9522772700
HOA includes
Shared Amenities
School district
11 - Anoka-Hennepin
High school district
Anoka-Hennepin

Financial & listing details

Annual tax
$4,786 (2026)
Tax with assessments
5135
Listed
May 18, 2026
Days on market
133 · 130 cumulative
Special listing conditions
Short Sale
Short sale potential
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Egress Window(s), Finished, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Laundry Room
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer
AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Tile Floors
AccessibilityNone
Special featuresMain Floor Bedroom, Primary Bdr Suite

Exterior & lot

ExteriorStone, Engineered Wood, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,150 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener
Garage spaces2
Garage size507 sqft

Financial details

Annual taxes$4,786
Tax year2026
Taxes w/ assessments5135
Assessment pendingUnknown
HOA fee$125
Down payment resourceYes
Lender ownedNo
Short saleYes
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$9,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,871/mo
Principal & interest$2,207
Property taxes$399
Home insurance (est.)$140
HOA fees$125
%
$83,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

8650 145th Lane, Ramsey, MN, 55303

Listing information

MLS #NST7073713
StatusActive
Last updatedJun 24, 2026, 2:30 AM
Originally listedMay 18, 2026, 2:20 PM
Listing officeColdwell Banker Realty
Co-listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.