
Rays 2nd Add
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About this home
Completely renovated and move-in ready on almost 2.5 private, wooded acres! This 5 bed, 3 bath home has been updated from top to bottom: new A/C, furnace, water heater, windows and doors, fresh exterior and interior paint, all new flooring, and light fixtures throughout, and a new well pump and expansion tank. The main level features vaulted ceilings and an open floor plan centered around a classic white brick fireplace, with sliding doors leading to a deck overlooking mature trees. The brand new kitchen offers white cabinets, quartz counters, stainless steel appliances, and an eat in breakfast bar that flows into a bright dining area. Generous bedrooms sizes throughout, and the main level primary bedroom walks out to a large private deck. The walkout lower level is roughed-in for a full kitchen/bar and has direct access to the patio and yard! There are 3 more bedrooms, a spacious family room with a beautiful brick fireplace, and another beautifully updated bathroom with double sinks. A 2+ car attached garage and a long tree lined driveway round out this private, move-in ready property ready for its next owner!
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Bath breakdown
- 1 full / 1 3/4 / 1 half
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Property
- Levels / stories
- Three Level Split
- Garage
- 2 spaces · 25x23 · 575 sqft
- Parking features
- Attached Garage
- Patio & porch
- Deck, Patio
- Exterior features
- Wood
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block
- Foundation
- Block · 1,232 sqft
- Roof
- Asphalt
- Year built
- 1977
Utilities
- Water
- Well
- Sewer
- Septic System Compliant - Yes
- Fuel
- Propane
Community & HOA
- Subdivision
- Rays 2nd Add
- HOA
- No HOA
- School district
- 742 - St. Cloud
- High school district
- St. Cloud
Financial & listing details
- Annual tax
- $2,528 (2026)
- Listed
- Aug 6, 2026
- Days on market
- 53
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
8645 163rd Street, Clearwater, MN, 55320
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
